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I lurk a lot in BFC so maybe my first goal should be to be involved more. It will probably help me save more money. 1) Cut down how much I spend on food. Somehow as a single guy living alone I spend $300-400 on food each month. I think I can easily limit that to $250 or with a little more self control $200. 2) Pay off at least $10,000 of my student loan debt. If everything comes together perfectly, pay off $20,000. 3) Get a promotion at current job. This is entirely possible if I clean up my work a bit and will net me an extra $20,000 this year. If not, apply for other jobs. Along the same lines, discuss long term future at the organization with my boss. 4) Budget better. I have started using Mint to track expenses but I don't have purchases planned out to the dollar yet. 5) Increase emergency fund from its current 2 months to 3 months through a combination of stricter spending and putting my more in it. 6) Don't blow the tax refund on something stupid. Use it all for student loan debt. 7) Be better about doing all my shopping during sales and using coupons.
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Dec 30, 2014 18:54
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| # ¿ May 13, 2024 10:54 |
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