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I don't think you can have employee contributions be mandatory. It must be the non discretionary employer match that you are calling the employee contribution. I don't think employee contributions ever need to vest either. I assume you requested the plan document?
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Apr 20, 2015 18:52
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So the contributions are left over from a cafeteria plan or cafeteria like plan? Does the plan have other options? Like life insurance? Dental? Lower deductible health insurance? I think your goal should be using up all her benefit money on other items if the 401k is terrible.
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Apr 21, 2015 14:42
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I don't have a problem with anything the OP has described about this plan. Not all jobs are good.
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Jul 22, 2015 22:34
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