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Colin Mockery
Jun 24, 2007
Rawr



Formatted for better readability:

Income:
Working For Families tax credits : 628
Student allownace + accomodation supplement: 1440
Carpoolers I take to course: 220
Total: 2200 (rounded down from 2288)

Fixed Expenses
Gas, covering polytech travel and around town stuff each week: 480
Mobile phones (both of our phones): 82
Phone and internet contributions: 50
IRD repayment: 80
Total: 700 (round up from 692)


Income Minus Fixed Expenses: 1500 (not counting debt repayment)

Other Fixed Expenses:
Entertainment/Restaurants
Health/Car Insurance
Baby Care: 100? What about other supplies, do your parents pay for that too?

One-time Expense:
Road fines repayment: 30? (total by June 10)

Debt:
1600 on a maxed out credit card at 12.9% interest
2000 on a maxed out overdraft at 16.9% interest
13000 student loan at 0% interest, repayments only required after income reaches a certain threshold after study is completed
32000 more student loans
Minimum Payments: ?????

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Colin Mockery
Jun 24, 2007
Rawr



That still gives him 4300 of high-interest credit card debt he should clear out before spending 3k on a wedding though.

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