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Robo Boogie Bot
Sep 4, 2011
I'm sure you qualify for food stamps, go apply for that and any other assistance programs available.

Your parents really did you no favor by cosigning for a more expensive apartment. Why wasn't finding an open room on craigslist an option? Was it the cats? Rehome them now. The cats well be better off with someone who can afford medical care and better food. You'll be able to reduce your rent by a few hundred as well as utilities.

(What's up with BFCers being broke, living with a million animals they won't get rid of?)

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Robo Boogie Bot
Sep 4, 2011

something clever posted:

Don't you have to have a job and show proof of steady employment/income to get a payday loan? I don't know for sure, never taken one, but I thought that was how it worked.

Yes. I think it varies state by state add to his much documentation they need. Usually you need a pay stub or two. I can imagine that bringing in one stub for 2000 and another for a few hundred won't fly.

Pelafina posted:

I understand completely that I'll be unable to pay it on time or as they'd like. I'm going to have them withdraw from my savings, not my checking, so all I'll have to worry about is phone calls from them, not them stealing whatever I make like they did to my friend. I'm going to have to worry about interest, but... again, I don't see another immediate option.

And I'm surprised someone didn't point it out already, but repayment can be automatically debited from a checking our savings account. It's not just ducking calls, payday loans are sold directly into collections if you miss a payment.

Robo Boogie Bot
Sep 4, 2011

imabanana posted:

It sounds like you mostly want permission to get a payday loan, not help.

Welcome to BFC!

Robo Boogie Bot
Sep 4, 2011

SiGmA_X posted:

Why haven't you gotten food stamps months ago? Let's do it today. It has massively saved a few of my friends when they barely could make rent and couldn't afford anything else period.

It's much more simple to just continue taking money from mom and dad. I'm sure they'll push off his payday loan too add soon as creditors start calling.

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