Pelafina posted:

I understand completely that I'll be unable to pay it on time or as they'd like. I'm going to have them withdraw from my savings, not my checking, so all I'll have to worry about is phone calls from them, not them stealing whatever I make like they did to my friend. I'm going to have to worry about interest, but... again, I don't see another immediate option. And I've been looking. There's no gigs I can perform, nothing on Craigslist that would give me immediate cash (I've looked).

I mean, I'm working to get a job now, and my boss at the Insurance agency is trying to help me get on my feet with them. I'm going to be doing that whether I get the loan or not, therefore my timeline for getting paid would be the same either way. I'm still looking at two weeks out before I can get a dime, and that's if I'm lucky. I'm not going to be able to even go to a job that I get hired for if I don't have gas, and can't afford food (I have some, but not much).

So I guess my answer is... start paying them back as soon as I can and suffer whatever consequences because... what else can I do? I don't know what else to tell ya. Tried to get a legitimate loan for a substantially larger amount and paying about a quarter of what I'd pay a month for the payday loan, but no cosigner. I even posted on Craigslist looking for a cosigner, and no deal. What else do I got?

I'm not trying to be stubborn here, trust me I do NOT want to take this out. I just need another solution or this is what I'm going to have to do.