|
signalnoise posted:1- About 300 bucks a month I'd say If you don't cook at all I would bet that you may be spending more than you think. If you average just lunch at fast food at $8 (and that's conservative), then multiple 5 days a week for 4 weeks, that's $160 for each of you. So that's $240 of your $300 on lunch. What are you guys spending for breakfast, dinner and snacks if you don't cook? What are you spending on alcohol? And for the record: food is my personal biggest expense and cost enemy, and tends to be for a lot of people. So if it ends up being a lot, don't worry, you do have company in that issue. Duckman2008 fucked around with this message at 13:39 on Jul 19, 2015 |
#
¿
Jul 19, 2015 13:37
|
|
|
|
| # ¿ May 10, 2024 00:29 |
|
|
KYOON GRIFFEY JR posted:Did you just completely ignore the cost and affordability aspect, or what? Well, at his point the house is purchased, so it sucks that it may not have been fully thought through, but nothing to do about it now (as far as I know).
|
|
#
¿
Jul 20, 2015 22:37
|
|
|
signalnoise posted:Due to my living situation there are lots of things I haven't regularly paid for in years. It's ok to do a shot in the dark. Gas: $150 Groceries: $300 Electric: $300 Etc. I would just high ball it and then if/when you are under you just lower it on your budget. Biggest reason why is to just make sure you aren't spending more than you are making. Edit: looked at your budget, as a tip you don't yet have any insurance cost on there. You def have to have home insurance, car insurance and health insurance (all should be fixed costs), so I would add those. If your health insurance is like mine and pooled out of your paycheck automatically, I would still factor it in just so you know. 2nd edit: cell phone bill? Duckman2008 fucked around with this message at 11:53 on Aug 9, 2015 |
|
#
¿
Aug 9, 2015 11:45
|
|
|
signalnoise posted:Home insurance: Added, 135 a month. Wow that's really good for both if that $135 includes both yourself and your wife.
|
|
#
¿
Aug 10, 2015 10:33
|
|
|
FCKGW posted:Oh cool just make the bill someone else's problem instead. If the parents were not well off I would agree with this. But it sounds like those in laws have a good chunk of change, so while I wouldn't say abuse or take advantage of the scenario, if they want to help and are well within their means yes sir I will take your help. The only downside is leaving the parents open to holding something like this over signal noise's head, which is his risk to take. I vote to taking that $150 savings and put it right towards debt each month to further justify accepting family money.
|
|
#
¿
Aug 12, 2015 10:34
|
|
|
signalnoise posted:
My mom is very similar in this mindset and I've seen other families similar to what you describe, so I both believe It and would agree you are probably fine. If you ever want to trade in laws, I am down. Mine aren't bad, but my father in law definitely still uses an iPod touch 2nd Gen and an old Kindle he got for free through a contest as his portable internet devices. Not bad people, just extremely thrifty (so I guess good with money).
|
|
#
¿
Aug 12, 2015 14:39
|
|
|
signalnoise posted:Whoa! Someone who's bad with money posted how they're bad with money in a thread about being better with money in the future! BETTER JUMP ON THIS OPPORTUNITY TO LOOK LIKE A DICK While the last poster definitely was blunt, if you spent $700 on toys and then split it to hide it, I would agree that is a big red flag to point out so you learn from it. Don't take it so personally, people are here to help.
|
|
#
¿
Aug 28, 2015 01:52
|
|
|
|
| # ¿ May 10, 2024 00:29 |
|
|
signalnoise posted:That's assuming a LOT about my intentions, and not reading the loving thread Not assuming a lot, just responding to your last post. I e read the whole thread, and gave you encouraging posts before. All I said was chill. I don't get why this is a big deal.
|
|
#
¿
Aug 28, 2015 13:15
|
|