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root of all eval
Dec 28, 2002

With all the house talk, I am surprised no one has mentioned:
You have your house debt listed in the debts sheet, but you do not have your home's estimated value listed in the assets sheet. The same with the paid off cars. I think to get a truly accurate view it's important to look at net worth in the sense of an emergency fire-sale, or at least look at non-liquid assets as assets.

I applaud your ability to identify issues and take advice without being defensive. There have been a lot of sarcastic posters so it's refreshing to see someone say "I spend too much on miniatures" in a completely earnest sense. Good luck!

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root of all eval
Dec 28, 2002

Veskit posted:

Maybe a budget will help but I'm going to say it's going to take more change from mindset than learning to budget.

This is a really convenient way to continue to be sensational in every single BFC post, while also diminishing the importance of a budget you yourself never commit to.

root of all eval
Dec 28, 2002

Veskit posted:

poo poo you've got me, you're right, I've never committed to a budget before :jerkbag:

You tell me?

Veskit posted:

3) Budget all year (I stopped for 3 months)

Veskit posted:

3) Still budgeting

Veskit posted:

3) I reconciled the past 2 weeks so stumbled on this one, but I was financially stable and doing things fine.

Veskit posted:

3) loving gently caress this one I hate it

Veskit posted:

3) Pffft no

Veskit posted:

3) Lol Nope

Veskit posted:

3) gently caress THAT

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