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I would keep a small chunk readily available for emergencies, e.g. "my car can't get me to work", "I had to go to the ER", "my credit card is getting declined for no reason and customer service is being useless" etc. I think BFC usually points to r/personalfinance mostly to poke fun, but their step-by-step for handling money seems pretty solid: https://www.reddit.com/r/personalfinance/wiki/commontopics "A smaller emergency fund of $1,000 or 1 month of expenses is temporarily acceptable while paying off credit card debt." Does that seem swing-able?
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Sep 22, 2015 16:27
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| # ¿ May 21, 2024 13:08 |
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