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Moneyball posted:This part may be bad advice, so feel free to call me out, other BFC posters, but looking at your monthly cash flow, is there anything you could put on the Discover card*** to take advantage of the zero APR until 14 months from now, like your utilities or pay six months/a year of your car insurance? An extra $100 or $200 a month towards your 19% APR Capital One Card should save some interest. ***Unless, of course, new purchases after your balance transfer lose their grace period for interest. I think he'd need to check the terms of the balance transfer/0% APR time period. Sometimes if the full balance isn't paid off by the end of the 0% period, the FULL interest for the TOTAL balance transfer/charges is retroactively applied (regardless of the amount already paid back). If this is the case, nothing more should be put on the Discover card, and it should be a priority to pay it off by 12/2016.
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# ¿ Nov 15, 2015 05:03 |
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# ¿ May 16, 2024 11:22 |