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OP just buy a cheap boat for a few grand and make your own, the American way. http://shantyboatliving.com/2016/shantyboat-2/
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Apr 6, 2016 16:36
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20 pages and the OP is still alive.
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Apr 6, 2016 16:40
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Well to be fair, it is not like he ever bought the boat.
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Apr 6, 2016 17:50
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Nail Rat posted:OP just buy a cheap boat for a few grand and make your own, the American way. http://shantyboatliving.com/2016/shantyboat-2/ This guy is great. shantyboat posted:Part of my concern is that there is NOTHING crudely built about these boats.
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Apr 6, 2016 19:53
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BaseballPCHiker posted:Because one of the main reasons to do this is to save money. If I go and buy a boat with a bunch of credit cards at 20% APR it doesnt make a bit of financial sense. As it stands right now I'm waiting for this Friday to get my credit card reimbursment from work and then I'm going to apply to places like Prosper and see what kind of terms I can get.
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Apr 7, 2016 04:32
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The best part of all this is after living on a boat for 2 weeks he's going to realize he loving hates it, but now he's stuck with some poo poo house boat.
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Apr 14, 2016 12:43
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I give up. I can't get a loan with normal terms to get a good houseboat. By the time I save up enough to buy a houseboat outright I could just put 20% down on a real house. The only ones I can afford to buy outright are pieces of poo poo and moldy stink traps. I live in an apartment I hate now and my job keeps getting shittier by the week. I thought that I'd have a summer of fun boat times to look forward to, instead I live in a lovely apartment that saves me what I was expecting to save living on a boat. I don't know what my next move is. Really what I need is a normal mortgage type loan for a houseboat but NOBODY will do that. I've talked to several houseboat owners and it was way more common before the bank crisis in 08. The best I can do is a boat/rv type loan at higher interest and a quicker repayment which doesnt end up saving me money. Maybe I can start a kickstarter for some sort of Mississippi river distillery/brewery houseboat and sell tickets to hipsters who want to drink rank microbrews and float down the river.
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Apr 22, 2016 15:21
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BaseballPCHiker posted:Maybe I can start a kickstarter for some sort of Mississippi river distillery/brewery houseboat and sell tickets to hipsters who want to drink rank microbrews and float down the river. Please never stop posting.
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Apr 22, 2016 15:34
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I guess opening a bar was the next natural progression of this thread.
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Apr 22, 2016 15:39
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Have you considered moving to one of the Scandinavian countries? Findland is the country of lakes which is arguably better than the state of lakes, and I'm sure you can find a houseboat there. The Euro is doing poo poo too so I'm sure you can find a more than decent deal there.
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Apr 22, 2016 15:39
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Just move to Seattle like every other drat goon.
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Apr 22, 2016 15:47
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MrKatharsis posted:Just move to Seattle like every other drat goon. I'm trying to save money not waste it.
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Apr 22, 2016 15:51
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BaseballPCHiker posted:I'm trying to save money not waste it. Did you try looking around the country for a project boat you could have shipped to a storage or something, then overtime pay someone to repair it? I mean that's kind of like a loan but instsead of getting the money upfront you're just depositing it to a repair man until you're seaworthy.
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Apr 22, 2016 15:56
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Lakeworthy? Lakeworthy isn't a word hey guys what's the word for seaworthy when you're living on a lake?
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Apr 22, 2016 15:56
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Don't you work in IT? Browse around glassdoor.com for a while and then tell us why living in Minnesota is the only path to riches.
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Apr 22, 2016 15:56
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Can you throw really hard with your left hand? I know a way you can make $100 a day and might even be able to stay in Minnesota.
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Apr 22, 2016 16:02
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I still don't understand why you can't rent a houseboat.
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Apr 22, 2016 17:02
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MrKatharsis posted:Don't you work in IT? Browse around glassdoor.com for a while and then tell us why living in Minnesota is the only path to riches. I do work in IT. Living in Minnesota isnt the only path obviously, but the job market is fantastic and housing while expensive isnt crazy coastal prices yet. Moneyball posted:Can you throw really hard with your left hand? I know a way you can make $100 a day and might even be able to stay in Minnesota. No I have a terrible arm, not even good enough for the soft tossing Twins. n8r posted:I still don't understand why you can't rent a houseboat. I looked into it, only available during the summer and very expensive. Its aimed more towards vacationers than frugal types.
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Apr 22, 2016 17:07
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Define "expensive" because I'm looking on redfin and see a shitload of cheap houses in and around Minneapolis.
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Apr 22, 2016 20:10
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My Rhythmic Crotch posted:Define "expensive" because I'm looking on redfin and see a shitload of cheap houses in and around Minneapolis. Anything over $130k is expensive.
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Apr 22, 2016 20:59
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BaseballPCHiker posted:Anything over $130k is expensive.
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Apr 22, 2016 23:15
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My Rhythmic Crotch posted:I'm interested in hearing any other opinions you may have about financial stuff. For example "I could retire comfortably if I had $_______." Financial Independence for me is the name of my boat.
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Apr 22, 2016 23:17
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Well at least you didn't double down on what everybody told you was a phenomenally bad idea by burning your bridges in the normal rental market due to a blinkered insistence to adhere to a wacky quarter-life-crisis plan that put you midway between Homer Simpson and Tim 'the toolman' Taylor in terms of intelligence, insight, and forward-planning.
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Apr 23, 2016 01:03
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BaseballPCHiker posted:Anything over $130k is expensive. The question was about houses, not boats.
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Apr 23, 2016 02:34
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Breetai posted:a phenomenally bad idea by burning your bridges Step 1: Burn bridges Step 2: Float down the previously-bridged river in your boat, laughing at landlubbers and their attachment to fixed structures such as bridges.
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Apr 23, 2016 04:10
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Try houseplanes next.
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Apr 23, 2016 06:14
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BaseballPCHiker posted:Anything over $130k is expensive. Man I love this thread.
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Apr 23, 2016 20:25
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BaseballPCHiker posted:the job market is fantastic BaseballPCHiker posted:my job keeps getting shittier by the week get a new job 
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Apr 24, 2016 16:20
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BaseballPCHiker posted:Anything over $130k is expensive. Maybe you can put some whiteout after the last zero and buy a home for $13k!
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Apr 26, 2016 04:36
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This thread is like Christmas every day. Have you considered We haven't really had a girlfriend or dog update in a while, how is life on those two fronts?
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Apr 26, 2016 06:12
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OP why aren't you considering building your own houseboat I saw a bunch of people building houses themselves on television so Im sure you can do it too never give up the dream.
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Apr 26, 2016 16:47
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SarutosZero posted:OP why aren't you considering building your own houseboat True, Noah never went to a bank for a loan.
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Apr 27, 2016 02:24
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Wait, I thought the OP was getting kicked out of his rental on 3/31 for scamming his landlord. Whatever happened to that?
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May 1, 2016 19:51
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He got a new apartment I think. But it's a landlubber's apartment and not a totes amazeballs seaworthy boatpartment.
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May 1, 2016 20:16
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Yea I bet the new apartment doesn't even need to be winterized. Hoping the OP can get his dreamboat soon.
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May 1, 2016 22:16
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This is about saving money that is the dream. Leaky finances saved by a leaky boat.
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May 2, 2016 22:28
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I guess you werent alone. http://minneapolis.craigslist.org/dak/boa/5579070240.html
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May 11, 2016 01:21
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Quality thread. I lived in Minneapolis most of my life, and there's no way you'd get me to winter on a houseboat there. I've had the same fantasy for a while now, living on a houseboat. I live in DC now, but it doesn't seem feasible here due to lack of slippage in the District itself. The only place is down by Southwest Waterfront, and due to huge construction in the area they aren't taking any new boats for the foreseeable future. That leaves Baltimore. I travel up there on weekends sometimes to engage in some houseboat porn. I can afford to pay cash for a boat up there, but the headaches involved make me balk. Maintenance seems like a nightmare. No one should go into houseboat living without doing some serious research. Anyone lacking mechanical aptitude should also take a community college course in small-engine repair too, before making the jump.
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May 11, 2016 19:46
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TheImmigrant posted:Quality thread. I lived in Minneapolis most of my life, and there's no way you'd get me to winter on a houseboat there. Look at this dream crusher.
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May 11, 2016 19:58
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CellarDweller posted:I guess you werent alone. hahaha
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May 11, 2016 20:14
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