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Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
How often do you see her parents? I understand people having really controlling parents, and I understand people not being willing to lie to their parents, but not both. Seems like a little lie will save you both a bunch of money on rent without the boat shenanigans.

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Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
Your cost estimates have to have some uncertainty in them - I think $2-300 is within the margin of error there and it's hard for you to truly say if you'll save money. Don't lean on that as a shortcut to thinking - obviously this is something you *want* to do, think long and hard and decide how strong that preference is and how strong the negatives are.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
You don't pay a penalty if you only access direct contributions and not earnings on those contributions. I'm assuming the OP is young and most of that IRA is direct contributions.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
Why do you need a boat? Humans float you know. Just learn to sleep while floating on your back.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

GAYS FOR DAYS posted:

Have any pictures of this current boat?
Yeah this thread can only survive for so long without boat pictures.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
more like 720 kickflip into freezing to death

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS

MrKatharsis posted:

BFC is full of fun hating wet blankets and yet we wonder why we rarely get good threads.

OP: You are awesome. The haters are just jealous. Rock on. Don't use your Roth as an emergency fund though.
Living on a boat seems pretty cool to me, I ain't hating. I just wouldn't do it in a place with winter. Alienate your girlfriend before (as opposed to via) moving onto the boat seems like a good idea. That way you can sever all ties to your landlubbing past and go to the caribbean instead.

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
candy rear end OP going to banks and credit unions instead of paying the iron price

Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
A house is basically a condo except you have to mow the lawn and maintain the driveway/roof/siding/etc, and there's some air between you and your neighbor (personally this doesn't affect me).

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Jeffrey of YOSPOS
Dec 22, 2005

GET LOSE, YOU CAN'T COMPARE WITH MY POWERS
Move to NYC:
http://www.zillow.com/homedetails/5914-Beach-Channel-Dr-Arverne-NY-11692/2106323312_zpid/

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