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I AM GRANDO
Aug 20, 2006

I hope I'm posting in the right place. I searched around in a few forums and didn't see an appropriate thread to teach me about this. I may just be bad at looking.

I'm currently an adjunct college professor in the Boston area making $27,000 a year. I'm looking for longer-term employment nationally and just found out that my spring courses are cancelled for reasons of university enrollment policy (nothing to do with my course descriptions or teaching). I have about a month of work left and then I will be unemployed. Because hiring for teaching jobs generally follows a cycle longer than one month, I am planning on filing for unemployment insurance. I believe that I qualify for benefits under MA law (not a student, laid off, not a contractor or government employee), but I'm having trouble learning about the process. I was wondering what kinds of resources there are about what the filing process is actually like, what my odds are of qualifying for benefits and how likely I am to get the best-case scenario of 50% of my previous income for +/- 6 months. The state's resources are pretty vague about how long it takes for benefits to begin and about how long they will last. If anyone has practical advice or personal anecdotes about filing for and receiving unemployment insurance. I would love to find some trustworthy resources or places to go for advice that aren't clearly scams preying on desperate people.

I'm looking more for general advice about the Massachusetts unemployment system or just the situation nationally, I suppose, but if you need to know things about me:

I'm 33.

I have a Ph.D.

I have about $8,000 in debt that I had been paying off.

I will have saved about ten grand by the time my contract ends in December (enough to liberate myself from debt forever, if only I still had a job in the spring).

I have been teaching at my institution for about 9 years total, as a graduate student adjunct for 8 and most recently as a regular old adjunct after receiving my degree in August.

The university job cycle for contract and tenure-track posts takes about a calendar year and begins in late August. I have been looking for those sorts of jobs all along, but none will start until between May and August and the odds of getting one at all for people in my field is about 20%. I have been researching and preparing myself for alternative paths for about 3 years, but I don't think I can transition careers in less than one month.

The cost of living in my area is high, but I am used to living on $11,000 a semester, which is what I've made every semester except this one, when I had double the teaching load and got $27,000.

Any and all experience and advice relating to unemployment insurance are welcome. Lots of people on the internet seem to complain about slow starts to payments, and there doesn't seem to be any good information to allow me to predict how long the payments will last other than a general statement that they last no longer than 30 weeks but that not everyone gets them for the full 30 weeks.

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