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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > I have $50k in savings at .75% APY. What's the best short-term option?
 
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Bastard Tetris
Apr 27, 2005

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GoGoGadgetChris posted:

You can contribute to a non-working spouse's IRA, as long as you file a joint income tax return.

What if she's working? I'm in a similar position to the OP except I have maxed 401k and Roth IRA contributions this year.

Also do I need to throw together a TOD account? (I think that's what they're called.) I have about 40k beyond our emergency fund that I think may turn into a house down payment that's just sitting in a 1% savings account.

* # ¿ Dec 4, 2015 09:41
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# ¿ May 13, 2024 01:26
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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > I have $50k in savings at .75% APY. What's the best short-term option?