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Congratulations! Thanks to a kind goon, I have a copy of YNAB. I also now have a source of income! So I am starting to plan my snowball debt scheme and saving to relocate to somewhere my allergies/job prospects/toxic family won't kill me. It's hard - kind of embarrassing - to list debts, but I think overcoming painful things is important. So: 1) Track and work out debts 2) Learn to effectively use YNAB. 3) Save for a modest car (one I can drive and one that won't burst into flames - this happened once). 4) Build emergency savings/future apartment deposit 5) Mend credit by dealing with medical debts, working out deletes and charge offs. 6) Complete SSN change and petition. Seriously, gently caress you, mom. Also may use free bonus name change for giggles.
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# ¿ Jan 22, 2016 21:14 |
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# ¿ May 4, 2024 01:14 |