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Let's give this a shot. 2016 Goals - Adjust my W4 now that I have a kid - Create a will - Migrate to a budgeting tool (YNAB or Every Dollar) and away from my half-assed Excel sheet that tracks spending but doesn't budget - Open a Roth IRA for myself (have one for the wife, but only using my 401k at work for me) - Move most of the funds in our checking account to appropriate interest-accruing vehicles (20k just sitting there) - Re-evaluate emergency fund (30k might be a bit much and a small part of that could be used better elsewhere) - Put 50/month into my daughter's 529 - Put 2k into our HSA - Make one extra mortgage payment - Fix up our living room and get actual furniture (a decade on junky "college kid" furniture is enough) - Take a vacation - Create a financial plan to allow my wife to quit her miserable, dead-end, low-wage job. Allowing her to focus on her creative passions and to give her the freedom to finally open that Etsy shop she's been wanting to - Release two iPhone apps Stretches - Max out both IRAs - Up my 401k contribution to 10% from 6% - Make 3 extra mortgage payments - Pay off my student loans (~5000 @ 3%) - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle - Position myself at work for a promotion to manager (only a stretch because this would likely require more working hours, and I don't know if I want to do that yet) Good-Natured Filth fucked around with this message at 17:45 on Jan 6, 2016 |
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Jan 6, 2016 17:27
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| # ¿ Apr 29, 2024 14:41 |
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Good-Natured Filth posted:2016 Goals
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Feb 1, 2016 22:07
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2016 Goals (Feb update) - - Create a will - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles (20k just sitting there) Likely going to max out our 2016 IRA contributions with the excess - Re-evaluate emergency fund (30k might be a bit much and a small part of that could be used better elsewhere) - - - Make one extra mortgage payment This might be more do-able after my refi goes through. Will lower my monthly payment by about $150 - Fix up our living room and get actual furniture (a decade on junky "college kid" furniture is enough) Purchased a sectional $600 under budget, so we have more wiggle room for an entertainment center - Take a vacation - - Release two iPhone apps I swear I'll release my first app next month. I'm just nervous about features that I know people will want, but I don't have time to implement Stretches - Max out both IRAs Maxed out 2015 contributions prior to filing my tax return - - Make 3 extra mortgage payments - Pay off my student loans (~5000 @ 3%) - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle - Position myself at work for a promotion to manager (only a stretch because this would likely require more working hours, and I don't know if I want to do that yet)
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Feb 29, 2016 19:13
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2016 Goals (Mar. update) - - Create a will - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles (20k just sitting there) With maxing IRA's and paying off my student loan, it's down to 15k, but that's still much more than necessary - Re-evaluate emergency fund (30k might be a bit much and a small part of that could be used better elsewhere) - - - - Fix up our living room and get actual furniture (a decade on junky "college kid" furniture is enough) Sectional delivered and is wonderful. Now for an entertainment center - Take a vacation - - Release two iPhone apps App 1 is launched Stretches - - Make 3 extra mortgage payments - - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle -
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Mar 31, 2016 18:07
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2016 Goals (Apr. update) - - Create a will I'm doing this in the next few days - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles (20k just sitting there) - Re-evaluate emergency fund (30k might be a bit much and a small part of that could be used better elsewhere) - - - - Fix up our living room and get actual furniture (a decade on junky "college kid" furniture is enough) - Take a vacation - - Release two iPhone apps Stretches - - Make 3 extra mortgage payments - - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle - Not much progress in April, unfortunately.
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May 1, 2016 18:35
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2016 Goals (May. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles (20k just sitting there) This money slowly keeps growing. I need to increase my HSA or 401k contribution. Probably HSA, because my 401k fund options have stupid high expense ratios. - - - - - Fix up our living room and get actual furniture (a decade on junky "college kid" furniture is enough) - Take a vacation - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle
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Jun 5, 2016 02:37
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2016 Goals (Jun. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles - - - - - Take a vacation Booking a cabin rental today or tomorrow. Spending an extra-long weekend in the Smokies. - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) - Prep to sell my wife's car in 2017 and plan to purchase a mini-van or other appropriate "family" vehicle I'm going to move some of the extra money in our checking account towards a hefty down-payment on a new vehicle. Leaning towards a Pilot or something similar. Will most likely sell her car on eBay - had a decent experience doing that with my car several years ago.
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Jul 2, 2016 16:18
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Nothing changed really. 2016 Goals (Jul. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles - - - - - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) -
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Aug 8, 2016 02:21
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Nothing changed really. Again. 2016 Goals (Aug. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles - - - - - Take a vacation Heading to a cabin in the Smokies next week! - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) -
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Sep 5, 2016 16:24
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A few minor updates. 2016 Goals (Sept. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles - - - - - - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) Made a couple chunk payments. It's down to ~4000. -
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Oct 5, 2016 03:06
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Nothing big. 2016 Goals (Oct. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles - - - - - - Release two iPhone apps Stretches - - - Pay off my car (~12000 @ 2%) I'll be paying this off next week. -
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Nov 2, 2016 01:05
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2016 Goals (Nov. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles (Probably won't happen until January. And a good chunk of it will just max our IRA's for the year.) - - - - - - Release two iPhone apps (Not gonna happen. One was all I had the motivation for this year.) Stretches - - - -
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Dec 3, 2016 05:22
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| # ¿ Apr 29, 2024 14:41 |
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2016 Goals (Dec. update) - - - - - Move most of the funds in our checking account to appropriate interest-accruing vehicles Didn't complete - - - - - - Release two iPhone apps Didn't complete Stretches - - - - Missed on two, but got my stretches. Not too shabby.
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Dec 19, 2016 04:35
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