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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2016: Saving for babby's first SA account
 
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Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe

Aerofallosov posted:

Congratulations!

Thanks to a kind goon, I have a copy of YNAB. I also now have a source of income! So I am starting to plan my snowball debt scheme and saving to relocate to somewhere my allergies/job prospects/toxic family won't kill me.

It's hard - kind of embarrassing - to list debts, but I think overcoming painful things is important.

So:
1) Track and work out debts
2) Learn to effectively use YNAB.
3) Save for a modest car (one I can drive and one that won't burst into flames - this happened once).
4) Build emergency savings/future apartment deposit
5) Mend credit by dealing with medical debts, working out deletes and charge offs.
6) Complete SSN change and petition. Seriously, gently caress you, mom. Also may use free bonus name change for giggles.

Don't feel bad about listing debts it's a positive thing to list and understand your financial position. In fact all of the things you've listed are great and I'm sure the SSN change will save you a lot of stress and bullshit in the future.

* # ¿ Jan 22, 2016 21:58
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# ¿ May 3, 2024 18:38
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Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe

Jon Von Anchovi posted:


2) Unsecured Loan: $11,858 -> $5,698
3) Credit Card: $4,351 -> $3,280
4) Paid $3,880 off student loans

Total debt paid in 15 weeks: $11,111

Despite other events that's a pretty good debt reduction so far. If you can keep it up the next 15 weeks will be pretty good.

* # ¿ Apr 21, 2016 00:50
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Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe
All I have is one bottle of Black Absinthe. One of my goals was not to have lots of bottles of spirits everywhere (so I drink them).

* # ¿ Sep 23, 2016 04:03
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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Financial Goals 2016: Saving for babby's first SA account