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KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2%
Put another $8,000 in emergency fund
Put $10k towards house down payment
Save $4k for vacation

During 2016
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this.
Save $6k towards house down payment
Don't move out of current apartment while keeping rent increase under $100/mo
Don't get married / have kids
Take a cool vacation

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KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22

KYOON GRIFFEY JR posted:

KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2% - DONE
Put another $8,000 in emergency fund - DONE
Put $10k towards house down payment - DONE
Save $4k for vacation - DONE

During 2016
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this.
Save $6k towards house down payment
Don't move out of current apartment while keeping rent increase under $100/mo
Don't get married / have kids
Take a cool vacation

edit: back of envelope net worth feels OK now:
$29k various savings incl efund
$17k IRA
$60k 401k
$1.5k in brokerage
Car worth at least $15k and paid off.

KYOON GRIFFEY JR fucked around with this message at 16:17 on Dec 18, 2015

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22

KYOON GRIFFEY JR posted:

KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2% done
Put another $8,000 in emergency fund done
Put $10k towards house down payment done
Save $4k for vacation done

During 2016 - pre 2016 bonus
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this. on track
Save $6k towards house down payment $2,000 saved so far
Don't move out of current apartment while keeping rent increase under $100/mo just signed leasse with a $50/mo increase
Don't get married / have kids so far so good!
Take a cool vacation big fall euro vacation scheduled

I will add the stretch goal of net worth of $175k (including retirement, excluding checking) at end of year. Right now it's like $140.5k.

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2%
Put another $8,000 in emergency fund
Put $10k towards house down payment
Save $4k for vacation

During 2016
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this. on track
Save $6k towards house down payment on track, $4,000 thus far
Don't move out of current apartment while keeping rent increase under $100/mo Signed new lease with $50/mo increase
Don't get married / have kids so far so good
Take a cool vacation planned and budgeted for september

Stretch goal: net worth of $175k (including retirement, excluding checking) at end of year. May: $140.5k. End of June: $142.7k this should be doable due to bonus structure

KYOON GRIFFEY JR fucked around with this message at 13:18 on Jul 7, 2016

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2%
Put another $8,000 in emergency fund
Put $10k towards house down payment
Save $4k for vacation

During 2016
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this. on track
Save $6k towards house down payment Done!
Don't move out of current apartment while keeping rent increase under $100/mo Signed new lease with $50/mo increase
Don't get married / have kids so far so good
Take a cool vacation vacation executed successfully

Additional 2016 goals:
Put $1000/mo in to the house fund
Put $500/mo in to taxable brokerage.

Stretch goal: net worth of $175k (including retirement, excluding checking) at end of year. May: $140.5k. End of June: $142.7k End of September: $150.8k I would like to do this without the bonus but that seems a bit unlikely at this point. Still, it'll happen with my end-of-year bonus structure

Post bonus goals - bonus should be at least 25k after taxes
Set aside $5,000 for vacations
Max IRA
Set aside $5,000 for moving next year :(
Put remainder in house fund
Buy a case of Yamazaki 12

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22

Nail Rat posted:

Changes in goals due to surprise divorce after only 14 months. GWM (that it didn't come later), BWL (that I now have to work through all this emotional baggage)? I dunno.

-$15k to 401k.
-$4000 to IRA.
-Max HSA.
-Pay off personal loan.
-Finish year with over $10,000 in savings.

Next year will be better, I hope. Just trying to keep some cash aside for paying her off so she doesn't go after my 401k or HSA.

That sucks, man. Best of luck with everything.

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22

Good start, man - any way you can pull ahead one or two of your '17 goals in to this year?

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22

KYOON GRIFFEY JR posted:

KGJr Goals 2016 Edition

Additional 2016 goals:
Put $1000/mo in to the house fund - on track since September
Put $500/mo in to taxable brokerage. not on track, but will make up at end of year before bonus. Waiting on a big expenses reimbursement

Stretch goal: net worth of $175k (including retirement, excluding checking) at end of year. May: $140.5k. End of June: $142.7k End of September: $150.8k End of November: $153.5k It just might be possible before my year end bonus. I'm waiting for a substantial reimbursement in next pay check, and should also get my match paid in to 401k at $9,000, plus my 401k contribution for December, which means I'll only have to squirrel away about 10k to make it work. Still, if I hit 170+ before bonus I'll be fairly satisfied with performance.

Post bonus goals - bonus should be at least 25k after taxes
Set aside $5,000 for vacations
Max IRA
Set aside $5,000 for moving next year :(
Put remainder in house fund
Buy a case of Yamazaki 12

KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
poo poo, I haven't even closed out this year. You guys are too ahead of the game.

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KYOON GRIFFEY JR
Apr 12, 2010



Runner-up, TRP Sack Race 2021/22
[quote="KYOON GRIFFEY JR" post="465075722"]
KGJr Goals 2016 Edition

Still have weird cashflow, so some goals to be executed by Jan 1 2016, the rest during the year. I need to be more accountable to my year end goals.

Before Jan 1
Pay off car completely, $8,625 @ 4.2%
Put another $8,000 in emergency fund
Put $10k towards house down payment
Save $4k for vacation

During 2016
Max 401k to take advantage of absurd match - $18k. I have set my contribution amount to support this. Done
Save $6k towards house down payment Done!
Don't move out of current apartment while keeping rent increase under $100/mo Signed new lease with $50/mo increase
Don't get married / have kids so far so good
Take a cool vacation vacation executed successfully

Additional 2016 goals:
Put $1000/mo in to the house fund. done
Put $500/mo in to taxable brokerage. done

Stretch goal: net worth of $175k (including retirement, excluding checking) at end of year. May: $140.5k. End of June: $142.7k End of September: $150.8k Dec 16: 175,868 :catdrugs:

Post bonus goals - bonus should be at least 25k after taxes it is actually 30k post taxes nice
Set aside $5,000 for vacations done
Max IRA done
Set aside $5,000 for moving next year :( done
Put remainder in house fund haven't done this yet
Buy a case of Yamazaki 12 haven't done this yet but I will soon!

I'm going to declare victory on this year and move on to next year!

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