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2016 goals! I'm about to take a new position which is also a promotion so here's the time to get my poo poo together! Financial changes: - Set up a budget and stick to it. Trying the YNAB thing now and I'm not sure it's for me, but I need something visual so I can figure out where I'm bleeding money (haha kidding it's restaurants). I also want to track savings and have specific savings goals. Right now we don't have anything - we just get paid into checking accounts, pay our bills, and what's left just accumulates in our accounts. Tired of this - want to set some parameters and know what we're saving up for. Getting this set up will let me figure out a good timeline for the next few goals: - Pay off wife's car. Loan is done in September but might see what we can do to get this wrapped up faster. - Have a $6k emergency fund. - Set up a Roth IRA. Should have done this sooner. - Smaller thing, but I want to FINALLY combine checking accounts for me and my wife. Been putting this off because I need to change my direct deposit and all of my autopays, but this will make things so much easier. - Lifestyle change - eat out less, get into the habit of cooking every night. SO MUCH of our money goes into eating out, because we live in a city and can walk to a ton of great restaurants. Bad habit, gotta kick it.
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Dec 21, 2015 06:17
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| # ¿ May 5, 2024 11:40 |
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