Sesame Credit: Cool ways to use game mechanics

The Something Awful Forums > Discussion > Debate & Discussion > Sesame Credit: Cool ways to use game mechanics

Elukka: Feb 18, 2011; For All Mankind

Ddraig posted:

Yeah actual credit ratng in the west was my first thought. For those of you complaining about how this is a terrible idea, the idea of credit scores already exists in the west in the form of credit rating, low scores in which can affect your ability to own a house, will weigh against you in certain jobs, and can seriously affect your entire life and there's no easy way to affect or even really understand what it is based on.

Yes, and this creeps me out too. I know it's a thing in the US but it's certainly not a thing everywhere in the west. The system I'm familiar with (in Finland) is only allowed to track failures to make payments and whether those payments have since been made. There are no scores, no rating of how trustworthy a person you are, solely a record of debts you've taken and failed to pay. These records last a limited time.

I was sorta shocked when I learned of the American system because I just didn't know that sort of score-grinding thing existed. The Chinese one is obviously much worse still, the same idea taken to its extreme, dystopic conclusion.

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