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Obviously do not even consider this if you are not ready for merging finances with your girlfriend even a little bit BUT I wasn't super great with money when I met my husband. When we bought a house together we set up a joint checking account and each put a set amount of money into it. I calculated how much money we needed for stuff like mortgage, cell phones, heating, water, etc. anything joint. We make about the same amount so we split that monthly amount into 4 and each put in that amount plus about $100 every paycheck. The money in this account goes to bills. It doesn't go to eating out or buying poo poo for the house or anything. Just bills. We have a checkbook for it but no debit/check card. The rest of our money we keep separate and do whatever with. But we always have enough for bills plus a good amount of padding that builds up over time that can go to unexpected house stuff if needed. It also means we both contribute equally to bills (it's adjusted a little bit because he adds more for his car payment and I buy groceries and most other stuff out of my account). But if you split costs it's always the method I recommend.
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Jan 29, 2016 19:19
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| # ¿ May 16, 2024 10:14 |
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