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scuz posted:To answer this, no, they're not. We had Comcast when we first moved to our new house and shortly afterward switched to DirecTV for TV and had to keep Comcast cuz we signed a contract (honestly had no idea we'd done that).
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Jan 11, 2016 16:26
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scuz posted:The most difficult part about having left over money after bills are paid is not going directly to a burger joint over lunch cuz "lookit all that left over money!" My discipline isn't where it should be, but it's certainly getting better. The $800 "left overs" wound up being closer to $400 cuz I forgot about my car payment and had some other unexpected expenses, but hey, at least it wasn't a scramble to figure out how to shuffle the credit card payments around What I do to avoid this is I automate everything coming out of my paycheck the day it goes in the bank. I use Capital One 360 (formerly ING), they let you have unlimited sub accounts for savings, so I have a different savings account for different bills/savings goals. Car payment, mortgage, emergency fund, home maintenance, car maintenance, etc. Every other Friday half of my mortgage payment goes straight from my checking account into my mortgage account. Same with all my other bills. Budgeting becomes pretty easy when all your bills are automated, anything left over in my checking account really is money I can spend on whatever I want.
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Feb 3, 2016 23:02
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