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slap me silly
Nov 1, 2009
Grimey Drawer
If I'm understanding you - she might need the money anywhere from 2 to 10 years from now, or so? Myself, I'd be pretty tempted to just leave it in a high (lol, "high") interest savings account and just not worry about it. You'd lose a little value to inflation but hopefully not much.

On the other hand if there's a good chance she won't need it for 10-15 years or more I might look for something riskier, like Vanguard's life strategy 80/20 or 60/40 funds.

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