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When is it better to just let things pass their statutes of limitations and age off the credit report instead of filing bankruptcy?
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# ¿ Jan 28, 2016 18:49 |
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# ¿ May 16, 2024 15:18 |
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Pretty much the answer I expected. I had a credit card that was up to about $13k after fees and etc and they never got a judgement. Fell off my credit report about six months ago, finally. I guess I'm lucky, then, but the years of being hounded by scum debt collectors didn't make me feel that way. I considered Chapter 7 at one point, but besides that credit card pretty much all my debt was defaulted student loans.
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# ¿ Jan 29, 2016 07:39 |
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Beerdeer posted:My wife had her student loans discharged for disability and we have a big bill as a result. IANAL but look into the "insolvency exception".
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# ¿ Feb 18, 2016 18:14 |
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Beerdeer posted:FYI we did this and it helped us out immeasurably Super glad to hear it
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# ¿ Aug 12, 2016 07:27 |