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Arsenic Lupin posted:Square is what lets small vendors (craft fairs, bubble tea shops, like that) offer credit-card services (A) by wi-fi or cellphone (B) without a large investment in hardware. Square probably has a safe space for a while; chip and pin is a goddamn clusterfuck right now. If you're a local auto shop, electrician, etc. it's probably a million times easier to buy an iPad and use it as a mobile WiFi hotspot with one of their readers than it is to handle personal checks. I'd love to tinker with one of their systems out of curiosity.
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Feb 7, 2016 20:29
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ComradeCosmobot posted:I've been seeing more and more installs of some iPad-based POS install in various mom-and-pop stores in response to EMV that I'm pretty sure isn't Square (it has some plastic hood you can place over the iPad for privacy when entering your PIN, in case someone can better identify it), so I'm not sure how stable Square's base really is in the long run. I'd be interested if there are any publicly available market studies on them; my gut feeling is that the customer base for those sorts of setups is growing because of how new the NFC / e-wallet stuff is, so whether or not Square has majority share or not I'd expect them to do fine for a few years. Once it becomes prevalent and the number of companies that could use those systems hits saturation, then it gets interesting in terms of cost / integration with other software / reliability. Long run is harder to predict; if the economy hits small businesses hard in a downturn they might decide their current payment process is good enough to carry forward for another 3-5 years instead of upgrading.
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Feb 7, 2016 22:46
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