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swenblack
Jan 14, 2004

Boon posted:

So the question of purchasing life insurance came up recently, and I realized that I have no concept of what's good, bad, or necessary.
When/If you start a family, you can get a $400k SGLI replacement plan from USAA that will cover you until age 65 for $40/month. Otherwise, do this:

Boon posted:

Based on what I know, it doesn't seem like it's worthwhile and my parents should just save their money for retirement.

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