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First question I'd have to ask: as a single guy, why are you considering life insurance in the first place? Accumulation life insurance can have useful tax advantages, however it's generally better to max out your 401k and IRA options before you even start considering those. I'm an actuary who has worked in pricing life insurance, and my general impression is that far too many people get involved with a universal life policy without fully understanding either the advantages or disadvantages.
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Apr 27, 2016 22:33
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| # ¿ May 16, 2024 16:18 |
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