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Good Dumplings
Mar 30, 2011

Excuse my worthless shitposting because all I can ever hope to accomplish in life is to rot away the braincells of strangers on the internet with my irredeemable brainworms.
I'd definitely say that anyone who says life is all about making it on your own either wasn't paying attention or is lying to you, all the important things I got came from family bringing me in contact with someone or just plain lucking out. Given that, I'd say the main thing to do is just increase your chances of those two things; stay in contact with your friends and family, always ask them about anything that might be a good opportunity. If you don't have friends or family... well, you have us, and we should definitely have some threads in BFC for networking. If you see a job that sounds interesting but doesn't pay as much try it out if it'll still pay your expenses; you will advance much further and be more respected at work if you're doing something you care about. This goes for personal projects too, do things that have to do with the career you want in your spare time. Either you'll enjoy it and have something to put on your resume, or you won't and can take a look at something else.

I can't really speak financially about the best way to burn down loans, just general saving. If you have money left over after paying for expenses, absolutely put at least 10% of it away in an index fund if your employer doesn't have a plan of their own; the long-term investment thread goes into specific funds to buy, but in general a Vanguard account or even talking to your bank about setting up a portfolio will go a long way. Don't buy individual stocks though, it's usually a wash in the long run.

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