Apple Event - September 7th - Pre-, Live- and Post-Discussion Thread

The Something Awful Forums > Discussion > Inspect Your Gadgets > Apple Event - September 7th - Pre-, Live- and Post-Discussion Thread

kimcicle: Feb 23, 2003

Bum the Sad posted:

I thought you had to do it in store to trade the phone in.

Will some one who did the upgrade program tell us exactly how it works?

I set up a reservation online to upgrade my 6S (that was on the Apple Upgrade Program) to a 7. Came to the store, they confirmed my eligibility (via serial / IMEI), wiped my old device, had me sign a bunch of paperwork, and gave me my new phone.

# ¿ Sep 20, 2016 00:58

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# ¿ May 17, 2024 20:08

kimcicle: Feb 23, 2003

Bum the Sad posted:

How did you set up the reservation? Did you like go to this page? https://secure2.store.apple.com/shop/eligibility/checkUpgradeEligibility then it let you pick a phone? Did you do this at 2am?

Yes, that page is where I went. After punching in all that info and confirmed I was eligible, it let me pick a carrier / phone / size / color for pickup.

I forgot about reserving at midnight so I did it the following morning and still got a release date pickup. It was a matte black 7 128gb. I tried to get my wife's desired combo (matte black 7+ 128gb) and that was a "lol you're waiting 2-3 weeks good luck."

# ¿ Sep 20, 2016 02:46

kimcicle: Feb 23, 2003

Michael Scott posted:

You paid 12 months of payments, so ~$450, to use a phone for 6 months. Is that correct?

No, I paid ~500 (including upfront taxes) to use the 6S for a year. At the trade in, it shows that the remainder loan amount was paid off for the 6S loan and a new loan was started for the 7.

For my old 64gb 6S / new 128gb 7 the payment was identical.
$96.50 first payment (upfront taxes and first month loan payment).
$36.58 per month afterwards.

It also did a hard credit pull for the new loan. Doesn't bother me too much but I think that might be a deal breaker for some people.

# ¿ Sep 20, 2016 16:31

kimcicle: Feb 23, 2003

Three Olives posted:

That both makes sense and doesn't make sense. I guess they are treating it like a installment loan? How does it show up on your credit report?

When I bought my phone with AT&T NEXT they didn't even do a soft credit check which seems fair enough since I have been a customer for over a decade with a perfect payment history of even bills of hundreds of dollars from overseas travels but when I renewed my electricity contract they asked permission to do a soft credit check to see if "I would owe a deposit" even though I had been a customer for over a year with a perfect payment history, it was a contract renewal and I didn't have to pay a deposit the first time and my bill was actually going to be lower with the new contract.

Actually my AT&T phone loan doesn't even show up on my credit report at all, I guess the big difference is AT&T is self-financing and probably trusts their own data more than credit reporting agencies for loyal customers and Apple is financing through a third party bank?

ACTUALLY it looks like I hosed up and the hard credit pull was for my wife's 7+, which we started a new AUP. Whoops.

And it shows up in my credit report as a credit inquiry, but does not show up as any type of loan.

# ¿ Sep 22, 2016 16:16

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