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BloodBag posted:How is being beholden to so many different people from whom you rent your entire lifestyle even remotely considered 'rugged individualism'? Last I checked, that meant not owning a lot, but what you have is yours and you know how to fix or care for it. I'm not arguing with you, but with the dolt they wrote about. He doesn't have a lot of ~assets~ weighing him down, he's free to just drift on out of town on his horse and let all the rest of the stuff get repossessed
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May 2, 2017 21:25
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A lot of people totally buck against the Working World in their mid-20s. As the reality of post-college life sets in, they have a breakdown and quit their jobs for a year or two, generally go somewhere in Asia for a few months, and then come back without missing a beat.
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May 2, 2017 21:34
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GoGoGadgetChris posted:A lot of people totally buck against the Working World in their mid-20s. As the reality of post-college life sets in, they have a breakdown and quit their jobs for a year or two, generally go somewhere in Asia for a few months, and then come back without missing a beat. Not that I doubt this happens or anything but I don't think there's terribly many workers in their mid-20's who can afford to leave work for two years and travel internationally anymore. I wonder if there's any actual statistics on this since the whole "quit work and backpack across europe" thing seems to be a common story trope but I've never met anyone who actually did it (let alone could afford to)
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May 2, 2017 23:35
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poo poo really? I was basing that off of lots of people I know who did it, not a trope. That was in 2011 though (I'm Old)
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May 2, 2017 23:38
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Plenty of young people can afford to do that - the trick is asking your parents for the money.
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May 2, 2017 23:39
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GoGoGadgetChris posted:poo poo really? I was basing that off of lots of people I know who did it, not a trope. That was in 2011 though (I'm Old) Most of my friends are poors and my coworkers are techbros who don't really care about that sort of thing so I'm probably getting a skewed sample here  Jeffrey of YOSPOS posted:Plenty of young people can afford to do that - the trick is asking your parents for the money. Yeah this too
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May 2, 2017 23:43
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Practically anyone can get a job teaching English abroad. It's really popular with recent college grads.
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May 2, 2017 23:44
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Leasing animals is the single most stupid thing I've heard of. This seems to be terrible. Lease a horse and be responsible for everything. http://www.equusite.com/articles/basics/basicsLeasing.shtml quote:In the full lease situation, the lessee usually pays for all of the horse's boarding costs in addition to routine farrier and veterinary care in return for being able to use the horse whenever you'd like. However I've found a much better lease deal which is probably more like rent in the US. https://www.horsetrekking.co.nz/leasing quote:Leasing instead of owning a horse is a very affordable option.
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May 2, 2017 23:56
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I'm one of those people that took a year off. I did it lifting myself up by my bootstraps by just plain hard work and gumption. I attribute it all to how amazing I am and how much of a ayn randian superhero. ME ME ME. Just kidding, my parents paid for it(and my education). (USER WAS PUT ON PROBATION FOR THIS POST)
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May 3, 2017 00:02
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monster on a stick posted:I was going to suggest a box for the official animal of the BWM thread but http://www.ahorsebox.com/ Jesus gently caress https://boxes.hellosubscription.com/subscription-box/period-club/ What is wrong with this world.
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May 3, 2017 00:10
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FrozenVent posted:Jesus gently caress https://boxes.hellosubscription.com/subscription-box/period-club/ "Getting my period is fun and all, but could it be more expensive?"
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May 3, 2017 00:18
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AMD's stock is taking a beating today (down 25% after earnings announcement) and there's a whole subreddit full of AMD stock owners. It's a collection of  and  https://www.reddit.com/r/AMD_Stock/ People who play PC games who think they've got the savvy and smarts to time the markets. Some people who say the whole stock game is rigged, and all those idiot investors don't know what's coming. Manipulation and the way of the market. Sheer proof. Let's get there self.AMD_Stock submitted 3 hours ago by frankreddit5 31 commentsshare quote:I just want to tell you folks the manipulation of this market. Perhaps I'm venting because I, too, am down a large sum today. But I've seen this time and time again and I've SOLD, taken the loss, and then regretted it months later.  ITS BECAUSE THE BIG PLAYERS IN THE MARKET ARE CHEATING
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May 3, 2017 00:23
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FrozenVent posted:Jesus gently caress https://boxes.hellosubscription.com/subscription-box/period-club/ quote:Features: Cancel Online I agree website, that is the most important feature and thus needed to be listed first.
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May 3, 2017 00:29
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I've heard people being excited about AMD stock but I have no idea why. Aren't they still just making 2nd tier processors? Why is that so exciting?
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May 3, 2017 00:32
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potatoducks posted:I've heard people being excited about AMD stock but I have no idea why. Aren't they still just making 2nd tier processors? Why is that so exciting? People expect they will break through some day and become #1. The fact is their design process is highly automated compared to Intel hand crafting and optimising their designs. It keeps their design cost down but they are mostly lagging Intel because of that. AMDs stock price has taken regular beatings for years mostly due to high debt levels. So nothing about AMD is exciting but, uh, video game nerds.
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May 3, 2017 00:36
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I feel like I remember people talking about them coming out with some new chip that was supposed to blow everyone's tits off but I could be misremembering. Maybe if we have any computer nerds itt they can help?
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May 3, 2017 00:45
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Noctone posted:I feel like I remember people talking about them coming out with some new chip that was supposed to blow everyone's tits off but I could be misremembering. Maybe if we have any computer nerds itt they can help? The ryzen processor, which set a world record benchmark. It's supposed to compete with the i7 in a way the a12 or fx never could
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May 3, 2017 00:46
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AA is for Quitters posted:The ryzen processor, which set a world record benchmark. It's supposed to compete with the i7 in a way the a12 or fx never could Yet the only news I've read about it is that they are loving around motherboard manufacturers to the point where they spoke out about how difficult AMD are to deal with. The shortage of motherboards is AMD's fault, CPUs are useless without mobos.
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May 3, 2017 00:49
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ate all the Oreos posted:I agree website, that is the most important feature and thus needed to be listed first. You jest, but a good number of subscription boxes require a phone call and/or email exchange to make it as hard as possible to cancel, so people put off doing so. All of them renew automatically, so even if you were supposed to make a selection of some sort and haven't done so they just charge you money that you can use to buy their stuff later, hooray (but which you almost certainly can't get refunded).
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May 3, 2017 00:54
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quote:I drive a car that was financed by my mom, with me consigning. Recently, her car (fully paid off) finally gave out on her. She does not want to put any more money into that car. Instead, she wants to refinance the car that I drive, without me consigning, and keep it for herself. This would free up my credit, so that I can finance another car for myself. We both have below average credit. The car is $9,000+ upside down. https://www.reddit.com/r/personalfinance/comments/68v8go/upside_down_auto_refinance/
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May 3, 2017 00:56
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It was their earnings yesterday or something, I know because a friend brought it up to me unsolicited. Luckily for he guessed it was going down not up.
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May 3, 2017 01:01
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I don't even understand how you could get nearly 10k underwater on a car loan during that time-frame. According to his post history, he is 21, almost 22, and got his car in college. How do you end up 10k under water in 0-3 years without getting a 25% interest rate and driving it into a wall right off the lot.
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May 3, 2017 01:02
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Noctone posted:I feel like I remember people talking about them coming out with some new chip that was supposed to blow everyone's tits off but I could be misremembering. Maybe if we have any computer nerds itt they can help? They made a nice chip that is finally competitive with Intel, but only at the highend.
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May 3, 2017 01:10
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its very power competitive and looks quality on a scale that will basically only benefit large server farms that need power or folks that need a lot of cores but not the absolute fastest ones for a competitive price.
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May 3, 2017 01:12
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Leon Trotsky 2012 posted:I don't even understand how you could get nearly 10k underwater on a car loan during that time-frame. No doubt. Good luck with that refi too  BWM Parents edition: Take out a HELOC in the middle of a housing bubble to invest in a pre-fab condo project as a part owner so that when the developer skips the country with all your money shortly after ground is broken you have virtually no recourse. They lost more money in that scam than I am currently worth, but at least now they take my advice on financial stuff seriously since I told them it was a bad idea.
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May 3, 2017 01:59
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AA is for Quitters posted:The ryzen processor, which set a world record benchmark. It's supposed to compete with the i7 in a way the a12 or fx never could Yeah the initial news was that it was gonna be awesome, but then when it actually came out it wound up being awesome * ** * for fairly narrow, specific tasks ** specific tasks do not include videogames My friend at work owned a bunch of AMD stock expecting the new chip to make it skyrocket, maybe I should bring it up a bunch at work tomorrow 
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May 3, 2017 02:13
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There exists a non-zero number of people who are pissed because they guessed wrong on AMD and now they don't have enough money to buy the Derek Smart spaceship they wanted. I'm sure of it.
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May 3, 2017 02:34
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ate all the Oreos posted:Yeah the initial news was that it was gonna be awesome, but then when it actually came out it wound up being awesome * ** Do we know the same guy? A guy at my office has been jerking off to AMD for the past year and keeps swinging buy to chat with the dude in the cube next to me about how his AMD stock is gonna finally pay off. Also his watercooled rig. It's kind of to be expected out of desktop techs but also retarded when you work for a non profit with a really stupidly good 401k that he could increase his contribution to.
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May 3, 2017 02:50
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Um, haven't you heard? The government is just gonna take your 401k so contributing is BWM
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May 3, 2017 02:55
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We had somebody quit today because they were moving in a couple of months with their husband. Why did they quit now instead of in a couple months when they move? Because they have been here for 9 years and 10 months. You become vested in the pension plan at 10 years (50% of your average salary for your 3 highest earning years of service until death, starting at age 62 unless you do at least 20 years) and if you quit before you become vested you get your pension contributions back with no interest. She took a payout of about $8,000 instead of the pension and even had the HR Office and Pension Office repeatedly try to tell her not to quit just for this reason. If she lives to be 80, then she got that 8k in exchange for 270k over 18 years. Leon Trotsky 2012 fucked around with this message at 03:14 on May 3, 2017 |
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May 3, 2017 03:11
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Leon Trotsky 2012 posted:We had somebody quit today because they were moving in a couple of months with their husband. What the gently caress.
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May 3, 2017 03:22
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...and I Need Cash Now...
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May 3, 2017 03:23
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From what I heard, Intel was cheating and had to pay AMD a fraction of the profits they made. AMD poured that money into R&D and finally made a competitive chip. So now people are jerking it to desktop x64 processors which is kind of like getting the best seat on the Titanic since that market is shrinking (and sinking) and neither AMD nor Intel have a RISC offering. I can't be bothered to look at AMD's earnings report, but I'm pretty sure it's a rounding error on Apple's chip business.
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May 3, 2017 03:29
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FrozenVent posted:...and I Need Cash Now... This was literally it. They spent 45 minutes begging her to stay and giving her a breakdown of how much they would be getting. She is currently 37 and basically kept repeating: - We need it for the move. - My kid is going to college soon. - Having to keep the State updated with my current address for 25 years seems like a lot of work and hassle - I just want the money now and to have it done. I don't want to deal with the pension later. It was probably the most BWM thing I have ever witnessed in real life and it was painful. She eventually got mad that the HR Office and Pension Office had kept her for almost an hour to try and talk her out of it.
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May 3, 2017 03:29
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Leon Trotsky 2012 posted:We had somebody quit today because they were moving in a couple of months with their husband. Wow. That is a fantastic pension plan, and I would consider changing jobs just to get that. What a hilariously bad with money decision. That woman is a retard.
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May 3, 2017 03:33
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drat, it would make a small amount of sense if it was a private company, since they will probably find a way to get out of their pension obligations in the intervening decades, but that's absolutely insane if it's a government pension.
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May 3, 2017 03:48
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therobit posted:Wow. That is a fantastic pension plan, and I would consider changing jobs just to get that. What a hilariously bad with money decision. That woman is a retard. The even worse part of it is that they actually made the pension plan worse for new employees, but she was grandfathered in under the old plan. The new plan is still very good, but you have to do 20 years to get to the 50% level instead of 10 and the contribution is 5% of your salary for the same benefit that she paid 3% for.
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May 3, 2017 03:49
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We've already seen 2017's Golden Wonderhanger winner, and it is Pension Lady
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May 3, 2017 03:57
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therobit posted:Wow. That is a fantastic pension plan, and I would consider changing jobs just to get that. What a hilariously bad with money decision. That woman is a retard. She could have looked at it as working for 60 more days for $270k + full pay. Maybe $5k per day of work. Seems like a good reason to stay on for two months.
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May 3, 2017 03:58
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Devian666 posted:She could have looked at it as working for 60 more days for $270k + full pay. Maybe $5k per day of work. Seems like a good reason to stay on for two months. Yeah but she needed cash now.
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May 3, 2017 04:03
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