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It turns out that Millenials act in their selfish self-interest, just like everyone else. I've never understood complaints about this generation or that generation. It's nothing more than divisive identity politics.
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Jul 17, 2017 16:16
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APRN's IPO is bad with money (unless you did well on options). It's now down to $6 and change. Re: lead exposure and violent crime rates - there is no single explanation. Greater police presence, smarter policing, the flight of more prosperous citizens to less accessible suburbs and enclaves, and ER trauma units saving a greater percentage of patients with gunshot wounds all factor in as well.
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Jul 17, 2017 18:04
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TB converts more people to Breitbart than to HuffPo/CNN. Actual BWM: a coworker has said they have to get a new truck/SUV despite their long commute, because they want to be able to tow a camper. This coworker is on a small salary and a camper definitely shouldn't be on their wishlist. This maybe isn't the craziest BWM story, but it's one of those things that adds up over time when compounded with other similar decisions. It makes my miserly heart cringe.
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Jul 18, 2017 14:45
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Jeffrey of YOSPOS posted:Though frankly no pension is enough to make me stick with one employer for 7 years, that's crazy talk. My pension plan requires 5 years of employment to vest. I imagine that most plans require something similar. Hats off to you if your 401k, etc. are enough. Krispy Kareem posted:Oh no. His awesome retirement vehicle that 90% of people have no access to. Is paying slightly less. Damaging a desirable pension is BWM even if he'll end up doing okay in the long run.
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Jul 18, 2017 19:55
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Jeffrey of YOSPOS posted:My claim would be that changing jobs frequently will generally cause one's salary will go up enough such that it will outweighs a pension at a lower-paying job. There's uncertainly there of course but I think, if you're risk-tolerant to some extent, you'll come out ahead. (Not that there isn't uncertainty at places with pensions, but you know.) I don't disagree, but there are certain jobs where 1) you can lateral around within the government while keeping the state pension, or 2) that provide higher pay/security than the private sector. I have yet to find an arrangement that ticks both of those checkboxes, though.
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Jul 18, 2017 20:16
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SquirrelFace posted:Some friends of ours are buying their third rental property. Right now they have a total of 500k in debt including their home and the two rentals they already have (one of which is empty). 50% occupancy and he's putting his 401k on the chopping block to finance a third rental property. Not good!
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Jul 18, 2017 21:21
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http://www.espn.com/college-football/story/_/id/20117453/hugh-freeze-ole-miss-rebels-resigns-escort-service-calls-citedquote:Ole Miss football coach Hugh Freeze resigned effectively immediately on Thursday night, with the Rebels' athletic director telling ESPN that school officials found a pattern of phone calls to a number associated with a female escort service. He's also married (for the moment, at least). Expensive mistake(s). Does this count as BWM?
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Jul 21, 2017 02:40
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A buddy of mine traded his Mirror Universe card for a heavily-used small-form sectional sofa. This was a dorm trade about twenty years ago. I still have a huge collection of Revised hiding somewhere in my parents' house.
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Jul 21, 2017 22:41
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Space Gopher posted:(also, the article really tries to gloss over the guy who owns two Jaguars, and spent his super-valuable time to mock a disabled panhandler for not working) I thought that the article did a pretty good job of showing that that guy's main problem is being a drug addict, and not actually being disabled. He even told the Jaguar owner that he panhandled because it was more profitable than actually working. C.H.O.M.E posted:Nothing is more bad with money than owning jaguars because they never run. On a similar note, never ever buy a Volkswagen CC.
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Jul 22, 2017 14:14
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BENGHAZI 2 posted:God youre fuckin atrocious No, he's not. The BWM in all of this is having a welfare system that disincentivizes working, and in not strictly regulating the shady "pain clinics" that serve as legal drug dealers for these out-of-work addicts.
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Jul 22, 2017 23:09
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Space Gopher posted:By gosh, you're right. I think I'll quit my white-collar job (which has been kinda lovely lately) and adopt a budget that is literally "the minimum required to exist in the area, as determined by the federal government." Fun fact: you're not allowed to save on SSI disability. If you manage to put away more than $2,000, the government will literally cut you off of support until your bank account balances and other liquid assets drop below that amount. I agree it would be BWM for an engineer, white collar employee, etc., but for a huge chunk of unskilled, minimum-wage laborers (like the sad folks in that article) it's GWM considering they're not in some poo poo job 40 hours/week yet taking home about the same. - What do you get when you cross Rent-a-Center with real estate? https://www.nytimes.com/2016/08/22/business/dealbook/rent-to-own-homes-a-win-win-for-landlords-a-risk-for-struggling-tenants.html quote:Rent-to-own leases are similar in many ways to contracts for deeds: long-term, high-interest installment contracts that call for the resident to make monthly payments to the seller. Unlike a contract for deed — which typically lasts 30 years, at the end of a Vision contract, tenants still need to find financing to complete the deal. The buyer does not receive legal title to the home until the last payment is made.
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Jul 23, 2017 00:13
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canyoneer posted:https://np.reddit.com/r/legaladvice/comments/6opf2z/somerville_ma_landlord_mad_cause_i_wont_date_him/ He has probably stiffed quite a few tenants out of their deposits in the past. balancedbias posted:Lease Options are nothing new, and they are a legitimate way to transition a tenant to rent-to-own without a huge down payment, but this is shady poo poo for sure. Yeah, it seems like it would be a minefield of predatory practices. With FHA loans you don't need a huge deposit but maybe there are other requirements on those that these lease-to-own folks can't meet. It's expensive being poor. BENGHAZI 2 posted:so maybe shut up about this because you're wrong Calm down.
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Jul 23, 2017 04:23
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Vox Nihili posted:The rest I more or less understand but how on earth did this guy end up buying a camper at 20% interest when he doesn't even own a car? Also, why does a 23-year-old want a camper? They seem like Griswold family and retiree things.
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Jul 23, 2017 22:36
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 Seems legit.
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Jul 25, 2017 20:41
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Zo posted:guy buys a Ferrari and crashes it into a burning wreck after owning it for one hour http://jalopnik.com/heres-what-it-cost-me-to-own-a-ferrari-for-a-year-1669923931 The above link seems like the best case scenario. Rudager posted:But I guess you guys are right, best the country scrap a scheme that makes further education financially available to everyone, only the rich should have that privilege after all. The derail has evolved into a passive-aggressive derail!
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Jul 28, 2017 14:41
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Subjunctive posted:I hadn't even closed on mine and I was offered a six-figure premium by another buyer. Some markets move quickly. I read this in a Canadian accent.
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Jul 28, 2017 18:55
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quote:The hospital cost $9,000 and I am not paying to avoid establishing a paper trail. With ideas like that, it's no wonder this guy shot himself.
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Jul 29, 2017 03:49
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It looks like a miniature toy truck zapped with the ray gun from Honey, I Blew Up the Kid. Also, it's not just for rich white people; like country music, the appeal has metastasized into other demographics.
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Aug 1, 2017 15:34
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quote:My income is bitcoin-based New thread title.
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Aug 2, 2017 19:48
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Mokelumne Trekka posted:My partner and I have an income less than 100k and I can't comprehend having kids until or if we hit that mark. I feel that not having them is the best decision I've made despite immense pressure & expectation from society. What income brackets do you think are having all the children? Somehow, they aren't starving to death (but they might have to drive an older, base model Camry).
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Aug 5, 2017 13:31
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C.H.O.M.E posted:People still hire this guy in austin, in spite of his billboard. Battlefield Earth sucked.
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Aug 6, 2017 19:18
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Leon Trotsky 2012 posted:This is one of the few BWM stories I've ever read where I thought, "Well, that's a first." multiple times while reading. I'm beginning to suspect that you are some kind of BWM-bot that scours Reddit for the best stories. In the spirit of Reddit, TIL about the term "Tunisian love rat."
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Aug 7, 2017 16:47
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Spring Heeled Jack posted:BWM: Everyone involved (especially the guy in the original Facebook post he references) How exactly was his account compromised?
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Aug 8, 2017 17:01
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All of you goons with knowledge of butlers/assistants impress me. Is this a NYC/Silicon Valley thing?
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Aug 11, 2017 14:58
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Enfys posted:Weddings: Still BWM At least he can cut his losses early on. Granted, we only heard one side of it.
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Aug 11, 2017 20:21
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brugroffil posted:BWL/BWM: Going to a white supremacist rally, being ID'd in photos, getting fired from your job BWM: working for a hot dog vendor in California, but flying across an entire continent to raise a lit tiki torch at a white supremacist rally in Virginia.
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Aug 15, 2017 14:35
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These cheapskates need to just suck it up and get their women diamond rings, or gemstone rings if that's their preference. These rings are there for (hopefully) several decades. Trust me when I say that the cost of the ring is insignificant compared to the costs you'll incur during marriage, raising children, etc.
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Aug 17, 2017 18:29
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totalnewbie posted:And after several decades, that expensive ring still hasn't provided a single bit of value to your life. But yeah, they should absolutely spend a quarter of their annual income or whatever on it anyway or people might think they're a cheapskate. 1/4 annual income would be bad with money, but you can easily get nice diamond rings for under $4,000. For most of us, that isn't 1/4 annual income.
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Aug 17, 2017 19:32
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ranbo das posted:https://www.loymachedo.com/2017/05/prostitute/ I picture him as one of those kooky Key West parrotheads, except in Thailand and obsessed with hookers instead of Jimmy Buffett.
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Aug 18, 2017 04:59
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I paid extra to add avocado to my brunch tacos last weekend, and thought of this thread. The avocado was delicious.
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Aug 19, 2017 16:13
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How charitable of her to say she would have stooped to donate some of her vast fortune to charity.
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Aug 31, 2017 18:34
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