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Virtue
Jan 7, 2009

Have we had any crazy horse guy stories yet? Why are the crazy horse people always girls?

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Virtue
Jan 7, 2009

Ignore

Virtue
Jan 7, 2009

Virtue posted:

Have we had any crazy horse guy stories yet? Why are the crazy horse people always girls?

I just asked a colleague with a grad degree in psych and he made a big dick joke. But he does that a lot regardless.

Virtue
Jan 7, 2009

Twerk from Home posted:

Something similar is happening in the CS world, but it's code "boot-camps" that charge $10k-25k for 8 or 12 week courses, except I've known multiple people who went to those and ended up walking into >$80k jobs in non-bay area cities and >$100k jobs in the bay area.

brb taking out a loan

Virtue
Jan 7, 2009

Nail Rat posted:

Either this is a troll or the guy is insanely dense.

https://www.reddit.com/user/workdiscrimination

Or it's the nurse writing from the perspective of the boss. Would explain the extremely positive portrayal of the nurse in the story contrasting with the constructive dismissal.

Virtue
Jan 7, 2009

Ding ding ding. She wouldn't be the first dismissed employee to misunderstand personal performance relative to expectations and perception around the office.

Virtue
Jan 7, 2009

Divorce inc.

Virtue
Jan 7, 2009

Crippling diagnosable fear of change.

Virtue
Jan 7, 2009

I read stories and think how in the world does that even happen. If I ever get into one myself I'll report back I guess

Virtue
Jan 7, 2009

Rudager posted:

Now imagine what the insurance cost would be?

Lol this guy ain't buying insurance.

Virtue
Jan 7, 2009

brugroffil posted:

Like this lady who couldn't pay her six figure repair bill after driving her Aston into a tree with basic coverage.

http://jalopnik.com/aston-martin-owner-crashes-car-reportedly-refuses-to-p-1791087152

I don't get it. I thought the Chinese in the US/Canada were rolling in dough.

Virtue
Jan 7, 2009

Ixian posted:

The best thing about Snipes' case is that he didn't just fall for a tax avoidance scheme, he fell for the Section 861 scheme, which is quite possibly the dumbest of them all. Not dumb as in "bat-poo poo crazy/how do they keep a straight face" just dumb as in "how loving dumb do you have to be to believe this could work?"

Though "dumbest" is certainly open to debate.

I mean there are real tax schemes that happen where I think "there's no way this could work" like how Romey shoved a hundred milli into an IRA through accounting magic.

Virtue
Jan 7, 2009

At least he makes enough to cover the rent alone.

Virtue
Jan 7, 2009

Zo posted:

the expected value of insurance is negative (with some exceptions for subsidized insurance like commonly for health insurance)

if you can easily absorb the loss then it's gwm to avoid insurance on things - same with extended warranties

Not if you know you're significantly more risky than the average person who buys the coverage.

Virtue
Jan 7, 2009

Sirotan posted:

My student loan servicer hosed up my repayment plan switch (again), so I got frustrated and hit up Reddit to see if anyone else was having similar issues. Got off on a bit of a tangent:

https://www.reddit.com/r/StudentLoans/comments/6w86i8/how_bad_can_physician_debt_really_get/

"How bad can physician debt really get?"


That's pretty bad...but we can do better.


Goddamn! Well they're a doctor so, it'll probably work out in the end?


Holy gently caress, HOW


:stare:

It's actually pretty easy if you make a doctor's salary? I'd rather pay back 500k on a 250k+/year salary than 100k on a 50k/year salary. It's the conspicuous consumption hole that many fresh doctors fall into which leads into the debt snowballing.

Virtue
Jan 7, 2009

I need an update from the Miami dude

Virtue
Jan 7, 2009

5k uncle guy needs to go to the casino and put it all on black repeatedly

Virtue
Jan 7, 2009

ate all the Oreos posted:

I have a hunch that he got to the residency part, went "wait you mean being a doctor involves interacting with people?!?" and ran away screaming, hence the second choice of computer janitor

Pathology

Virtue
Jan 7, 2009

Weatherman posted:

Hello I am a psychic that can help you with your depression. Payments through PayPal Bitcoin only please.

Virtue
Jan 7, 2009

Bird in a Blender posted:

Isn't the 401k limit $18,000 per year? That's what google tells me. 15% of $13,000 is $23,400 for the year, so that's $5,400 I just saved this guy. Unless he's counting 401k plus Roth IRA, I think that would cover both. Again though, if his employer matches anything at all into his 401k, he could be putting in less money per month. He may actually be hurting himself there. I had a boss who was trying to max out his 401k and was dumping tons of money in per paycheck. Our employer did a match, and would deposit money every month. My boss reached the limit in November. Well once you reach your limit, the employer also can't match anything, so he lost out on some matching money. Our employer also gave out 401k bonuses, but if you hit your limit, you couldn't take that money either.

Private school tuition at $500 per month per kid is a steal too.

I think My employer does a true up at the end of the year so you get the full matching even if you hit the max early and the 401k bonus should apply to the combined limit not the individual contribution limit anyway. What am I missing?

Virtue
Jan 7, 2009

Part of me says there are laws against predatory lending practices but they probably don’t apply to puppies.

Virtue
Jan 7, 2009

canyoneer posted:

It's actually all 3. You train horses in archery and then battle them from horseback.

You can charge money for a show that good so it’s GWM until animal rights activists shut you down.

Virtue
Jan 7, 2009

Drunk Tomato posted:

Which reminds me, I have a friend who thought, upon graduating nursing school, that the average nurse's salary for the area was $500,000. Yeah. She had misread a zero somewhere and thought "yeah, that's a reasonable salary for a nurse".

Easy mistake to make if you’ve ever seen an itemized hospital bill.

Virtue fucked around with this message at 03:48 on Dec 20, 2017

Virtue
Jan 7, 2009

Anyone going to explain why someone making 500k a year qualified for a government assisted repayment plan?

Virtue
Jan 7, 2009

bob dobbs is dead posted:

that's how the medical professions roll

Times like this make me wonder why insurance companies end up in the crosshairs whenever healthcare debate comes up.

Virtue
Jan 7, 2009

drat Your Eyes! posted:

Government repayment plans are usually capped at 10-15% of your income, no matter what the total income. He'd fit that criteria.

Call me crazy but I don't think someone making 500k should be receiving government assistance.

Virtue
Jan 7, 2009

No one else panic sell until I exit my position tia.

Virtue
Jan 7, 2009


Dapper.

Virtue
Jan 7, 2009

Where would a prospective leech boyfriend go to meet a woman with a good job looking for a leech to support?


Asking for a friend.

Virtue
Jan 7, 2009

KYOON GRIFFEY JR posted:

i have no idea where she is living in the NE that is "1,000 miles from any mountains"

It's a fake bait post like everything else on that subreddit

Virtue
Jan 7, 2009

Doctors are BMW but they make so much of it that it doesn’t matter. Being a doctor GWM

Virtue
Jan 7, 2009

Evis posted:

Depends on the doctor. Some of them take on so much debt they have to work ridiculous hours even after residency, and are living paycheque to paycheque.

Ok exclude the PCPs. 300k in debt to become a PCP is on the fence BWM

Virtue
Jan 7, 2009

That last one is a copy pasta as old as time itself.

Virtue
Jan 7, 2009

I had never heard of funko pops before this thread. Now I have heard too much.

Virtue
Jan 7, 2009

The brokerage lends you money to trade on “margin.” In return they have the right to liquidate your position if it drops too far to protect their loan, called a “margin call”. Leverage is great on the way up but not so hot on the way down and particularly silly in a volatile market. If the price drops 50% but shoots up 1000000% a few moments later, you’ll never realize those gains because the margin call will liquidate your position on the drop.

Virtue
Jan 7, 2009

I'm sure if you ask really nicely the brokerage will refund your losses. After all they have so much money and you have so little.

Virtue
Jan 7, 2009

Someone please explain what this Coinbase chat means like I’m an idiot.

Virtue
Jan 7, 2009

Luna Was Here posted:

It depends entirely on the viewership you get and how you leverage that. Someone who gets like 300 viewers a day probably makes somewhere in the realm of $3k a month between ad revenue, subscription money, sponsor money and affiliate links. The higher your viewership the more likely you are to get noticed by people just scrolling through the list, which turns into more viewers and more subs/donations. I think it's way more lucrative to be a Livestreamer than it is to be a YouTuber, simply because the number of revenue streams at your disposal is much higher. Add on to the fact that most of the "expenses" these guys have are things they likely had already (pc, mic, internet, gaming console). The biggest barrier to entry these guys face is simply getting the audience, because it's a lot harder to get discovered on twitch than it is on yt, since there is no metadata system to game for views

Ok but how much do you make if you have cleavage

Virtue
Jan 7, 2009

How much mascara does a person need?

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Virtue
Jan 7, 2009

OctaviusBeaver posted:

You can make $13k/day by opening a weed store?!

Weed is gwm

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