Bad With Money 2018: When I die, bury me in the blockchain.

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Where the gently caress is the rule about Hawaiian Shirt Fridays

# ¿ May 2, 2017 05:43

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# ¿ Apr 30, 2024 01:59

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

A lot of people totally buck against the Working World in their mid-20s. As the reality of post-college life sets in, they have a breakdown and quit their jobs for a year or two, generally go somewhere in Asia for a few months, and then come back without missing a beat.

# ¿ May 2, 2017 21:34

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

poo poo really? I was basing that off of lots of people I know who did it, not a trope. That was in 2011 though (I'm Old)

# ¿ May 2, 2017 23:38

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Um, haven't you heard? The government is just gonna take your 401k so contributing is BWM

# ¿ May 3, 2017 02:55

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

lol "It's impossible to be bad with money if you've got enough of it"

# ¿ May 7, 2017 20:04

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

And the police officer said, "Get out, get out! The BWM is coming from inside the thread!!"

# ¿ May 7, 2017 20:28

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Disagreeing with and discussing BWM stories is an important part of this thread. Please find a way to participate without calling people penniless crybabies.

# ¿ May 8, 2017 06:03

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Oh boy, this one is probably going to produce a "my parents screwed me over" thread in a year or two.

https://www.reddit.com/r/personalfinance/comments/69vouz/parents_want_to_use_my_credit_for_a_home_mortgage/

Parents want to use my credit for a home mortgage - what can I do?

quote:

My parents are both financially responsible but for personal reasons, don't have the credit they need to buy a house of decent size. They both work tons, they splurge a bit during holidays, but as far as I know aren't in debt. They haven't worked on their credit as much as I have, so they want to use my credit to finance a home mortgage for a better home.

I am over 20, have a full time job, and make around $3k/month with a couple thousand in savings. I have enough to move out but I really don't want to yet. They are getting upset with me and making me feel guilty for not doing this for them. I have lived with them my whole life so they're making me feel like I need to do this for them. I feel like they would kick me out and be very upset and not talk to me if I dont do this.

Again, they aren't really financially irresponsible so I dont think they would have trouble paying, it just scares me to have this mortgage on my credit. Nothing about their personalities makes me think they would ruin my credit.

How long will this mortgage stay on my credit/affect my credit?
How will it affect my credit? Will it keep me from getting a future mortgage with a significant other in the future or a new car or anything?
Is this absolutely something I should not do?
How do I say no if this is something I should absolutely not do?

# ¿ May 8, 2017 06:40

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Zo posted:

yeah, it turns out, actually, that when rich people spend within their means, it's not bwm even if it's expensive and stupid

good job you figured it out

Lol this isn't true at all. Spending more than you can afford is but one of the forms of Bad With Money.

The four pillars of BWM are
1. Spending beyond your means
2. Expensive and/or stupid
3. Family money matters
4. Horse weddings paid with truck equity

# ¿ May 8, 2017 17:34

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Virtue posted:

I really don't think so.

It's against the vendor services agreement with VISA/Mastercard to charge more for credit cards. It's A-OK to give a "Discount" for cash :downs:

# ¿ May 9, 2017 00:45

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Zo posted:

hey look at this guy that doesn't follow supreme court decisions every month and is giving out INCREDIBLY out of date and inaccurate information, lol just lol at you

I'm OWNED!!! :smith:

# ¿ May 9, 2017 00:54

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

# ¿ May 9, 2017 21:36

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

crazysim posted:

That's edited.

That's edited? What the hell is the original then?!

EDIT: It's the original.... http://explosm.net/comics/1233/

# ¿ May 9, 2017 21:52

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Personal Anecdote I am so sorry :siren:

At my old company, I sat in on an interview where the hiring manager asked the female applicant, "This job probably won't be worth it to you if you are going to take any significant time off in your first 3 years. Do you plan on having kids any time soon? "

Applicant: "I... don't think you're supposed to ask that kind of question."

Manager: "I did, though. Do you have an answer?"

Applicant: "I don't want to answer that"

He did not hire her. Eye opening though to see how the law doesn't actually do poo poo when people can just do whatever they want anyway.

# ¿ May 9, 2017 22:15

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

ate all the Oreos posted:

Why the gently caress didn't you slap him and tell HR immediately

HR was in the interview room. This was a company where HR's job is to protect the company itself from existing, former, and potential employees. Someone taking maternity leave would have inconvenienced the company and cost it money, so they were totally on board with this.

monster on a stick posted:

Did she contact a discrimination attorney?

She was told "the position has been filled by a more qualified candidate" which was true. If she had sued, they would have denied saying it, and their hire was a pro pick so there was no reason to suspect she was passed over because she was a woman or wanted to have kids.

This kind of "Company first, the law second" was one of many reasons that I left the job. I was constantly stressed that she would sue and my employer would ask me to lie.

# ¿ May 9, 2017 22:33

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Yeah... they didn't interview many women. This girl probably got in by accident with a gender/race neutral name on her resume.

# ¿ May 9, 2017 22:43

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

monster on a stick posted:

Even better. Discrimination attorneys love that stuff, the only thing worse than rejecting all the women after an interview is obviously rejecting them based on their name.

I always assumed they were untouchable for this. How would you prove that they received applications from a diverse pool of genders/races but only considered white males?

If they were sued would they have to produce all the applications they received? And then produce the applications that they moved forward with? What would be the metric used to determine guilt? Indicating that 30% of the applications were female but the interviews were only 10% female?

# ¿ May 9, 2017 23:10

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Tiny Brontosaurus posted:

it would be pretty cut-and-dried if the victim had the means to pursue it and wouldn't face repercussions for doing so. Unfortunately that's not the world we live in.

Freaking bingo on that part. The whole thing made me extra sick because I knew, if they asked me to lie or hold my tongue, I'd do it, because I needed the job.

# ¿ May 9, 2017 23:20

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

There's OP rules about "getting the last word" and "being mean" but I can tell that the parties involved here have one of two mindsets

1. Fighting the systematic oppression of protected classes
2. Fighting the assertion that they're racist sexist homophobic rapists

Those are big issues that certainly trump the rules, but this is a thread about being bad with money, yo. I didn't see anything that really justified either mindset, it looked more like two people gradually got more annoyed with each other until they became The Ultimate Evil in each other's eyesl. Maybe just take a break from the thread.

My buddy spends $40 a day on delivery food. Tee hee!

# ¿ May 10, 2017 18:30

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

OctaviusBeaver posted:

I know a guy that subscribes to one of those pre-made meal services. He pays something like $10/meal for a fancy TV dinner. You could literally go out to eat at a local deli or chinese place for every single meal and it would cost less than that.

I tried TriFecta! It was so unbelievably bad I posted some poo poo on their facebook page and their ceo apologized. 11 dollars a meal and it was horrid in taste and texture. Significantly less pleasant than a goddamn lean cuisine.

They're like 320 calories a pop too, and they proudly say "eat 3 a day for full nutrition!!"

# ¿ May 10, 2017 18:49

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

They do a fantastic job with the marketing. They made me feel like I was a clean eating environmentally responsible weight-lifter when I microwaved my literal scoop of granola I paid $11 for.

# ¿ May 10, 2017 18:56

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Subjunctive posted:

Are CSAs BWM? Looking for a pre-emptive judgment.

Incheon. Food is a very tricky area. Is paying extra for organic chicken bad with money? What about organic toothpaste?

# ¿ May 10, 2017 20:11

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

slam that "Report" button, dogs

# ¿ May 10, 2017 20:49

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Alright here's a food/money question - how the gently caress do those $1/day food budget rice and bean people eat any FRUIT? My coworker is super smug about how he and his wife spend less than $150 a month on food and I have no clue how you would ever consume anything fruit-like on that budget.

# ¿ May 10, 2017 20:57

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

For the sake of discussion, I'd like to take it as a given that I'm already correct

and ew at talking to a financial advisor

# ¿ May 15, 2017 21:35

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

I can get a car lease with boobs on it?!

# ¿ May 20, 2017 01:17

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Why does BFC have such high mod turnover?

Comedy forum... dead?!

# ¿ Dec 4, 2017 22:51

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

"But you need to provide disincentive to being Addicted to Drugs"

-someone who does not understand drug addiction

# ¿ Dec 5, 2017 21:06

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Past performance is the best indicator of future returns, dog

Note that the most successful hockey players skate where the puck was

# ¿ Dec 6, 2017 22:07

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Mineaiki posted:

I�d have to dig into the 990 myself to know what I really think, but let�s not hop on the �nonprofit workers should be paid in smiles� bandwagon. I know that�s not really what you�re doing, but I work in nonprofits and the most irritating thing ever is people thinking payroll is a completely illegitimate way for a nonprofit to spend funds.

BWM: expecting important social services to be provided by everyone else for free.

This guy fuckin' gets it

Payroll is a good expense and it attracts talent and competency. Education and healthcare typically have about 50% of their revenue go to payroll.

Also, nobody wants to go anywhere near a gross HIV/Hepatitis homeless crazy man who smells and is scary so gently caress yeah the people who do it should get paid

# ¿ Dec 7, 2017 02:46

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

I'm bad with money because I just put $3,000 into cryptocurrencies

# ¿ Jan 24, 2018 02:23

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Phanatic posted:

http://ponzicoin.co/home.html

omg, the text at the bottom

This has gotten crazy out of hand, I apologize but we will no longer be selling PonziCoin on this site because this was a joke. I cannot terminate the contract but I will not be selling any coins that I own.

# ¿ Jan 25, 2018 02:51

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

I "worked" for Cutco until my boss moved to Hawaii to become a monk, murdered a real estate agent, and wore her clothes while living in one of her listings

I poo poo you not

# ¿ Jan 29, 2018 20:38

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

I bought into BTC, LTC, and ETH on Monday so it's me, I'm BWM

# ¿ Feb 1, 2018 23:30

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

FrozenVent posted:

Why?

Thought I'd be able to sell it to someone else for more than I paid

# ¿ Feb 2, 2018 00:04

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Cryptocurrencies are literally never "investments". They're just gambling.

# ¿ Feb 2, 2018 00:27

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Y'all know that super low income people can and do successfully raise children?

"the poors should not breed" is creepy and gross

# ¿ Feb 2, 2018 02:09

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

BEHOLD: MY CAPE posted:

Do they know that actual babies cost money AFTER they are born too?

here you go brah, you accidentally cut off the important part

# ¿ Feb 2, 2018 02:20

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

Lol I was really drunk and feeling feisty, posting like a jackass for no reason earlier, but this is exciting now

# ¿ Feb 2, 2018 07:31

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# ¿ Apr 30, 2024 01:59

GoGoGadgetChris: Mar 18, 2010; i powder a
granite monument
in a soundless flash

showering the grass
with molten drops of
its gold inlay

sending smoking
chips of stone
skipping into the fog

The higher your income, the significantly higher the cost of raising a child to 18.

Having money and kids is bwm

Being low income and having kids is gwm

# ¿ Feb 2, 2018 17:22

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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