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Reik posted:The Bare Jew 
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Nov 16, 2017 22:28
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Koalas March posted:I give you a 2 out of 10. Yeah but using Titus is basically cheating.
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Nov 17, 2017 04:58
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We've had the daycare talk here before, and I've chimed in before as well. I live in Southern California and we pay over $40,000/year for childcare for two kids, in a chain childcare facility (also the cheapest out of the 5 nearby). It's insane.
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Nov 17, 2017 22:38
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Katt posted:For that money you could hire a well educated collage grad to tend to your kid all day. Fluffdaddy posted:Yea for 40k you could just hire someone to take care of your kids. There has to be cheaper alternatives No... we couldn't. We could have an Au Pair for less than $40k/year, but then we'd have to have an extra room, which means a larger house, and they have work hour restrictions that wouldn't work with our working hours. There are in-home daycare options nearby that would save us about $6,000/year, but all have been booked up since we moved here a little less than a year ago. In-home nannies run about $16-20/hr, with $16 covering the 19-24 year old with no degree demographic.
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Nov 17, 2017 22:43
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beejay posted:My goodness, no degree. Imagine. Why, I recoil at the thought. Did you even read the comment I was replying to?
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Nov 17, 2017 22:46
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Seven Hundred Bee posted:2, and it doesn't get much better when they go to school, as they now have to pay for afterschool care It actually gets a lot cheaper once they are in school and just need before and/or after school care. We'll save about $1,500/month once they are both in elementary school, for instance.
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Nov 17, 2017 22:48
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Fluffdaddy posted:poo poo I'll come watch your kids for 40k a year Enjoy either paying $1,200/month for a 1 bedroom apartment and commuting for an hour, or paying $2,500/month for a 1 bedroom apartment and commuting for 15 minutes. Also, I wouldn't pay you as much as I'd be willing to pay an accredited facility. So, yeah.
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Nov 17, 2017 22:50
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Azhais posted:Or for way less just get an au pair Like I mentioned in my previous post, an Au Pair requires a dedicated bedroom. Housing is extremely expensive here, and there's a huge bump in cost between a 3 bedroom and 4 bedroom townhouse/house. An Au Pair would generally mean bumping up a larger home, which would offset much if not all of the cost savings.
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Nov 17, 2017 22:51
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beejay posted:If you are truly struggling with money and life then sometimes you have to do some things that are less than ideal. That is the entire basis of this conversation. You can't be like "I'm struggling, and I have no choice whatsoever besides this $3000 per month daycare!" That might be the point of some of the other posts, but mine was simply to express that the cost of childcare is extremely high, not that I'm struggling and have no idea what else I could possibly do.
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Nov 17, 2017 22:53
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I have certain money "struggles" but it's because my monthly expenses are incredibly high, all of which are due to decisions that myself and/or my wife have made. We don't save like we should because of our expenses, and that causes stress and "struggle" when something happens that requires money to remedy. These struggles are in no way relative to the struggles that the majority of people in this country face on a daily basis. Struggles to simply have a roof over your head, feed yourself or your children, get yourself to work, or even get yourself somewhere to FIND work. We do not have these struggles, and our struggles pale in comparison. My wife and I both spent too much money on college, and took out too many student loans. I've posted before about her loans, which are well over half a million dollars. Mine are just over $100k. We spent thousands of dollars per month as a result of these bad decisions that we made in our youth and early twenties, but we made our beds and now we are sleeping in them. We choose to live in an area with a high cost of living, partly because it is where the jobs are, but also because we believe it is worth the cost to live here for the time being. It is a struggle to afford living here, but we have decided to sacrifice things like vacations to live in our community. We spent $40k/yr on childcare as that is what it happens to cost, we wanted kids, we don't have family available to watch our kids, and we both make enough to offset the cost. I have an expensive hobby (cycling) and we each own two cars. Neither of these things are even remotely necessary, but I sacrifice elsewhere to afford them. I don't shop at whole foods like my neighbors, I bring cheap home-cooked food to work for lunch, and we don't eat out. I guess my point is that I don't want to say "Oh man I make a bunch of money but you have no idea how hard it is to afford the basics!" because that's not true. I do make a lot of money, and I do find myself stressed out about my bills, but I also spend a lot of money on things I don't need. I could move somewhere cheaper, but I don't, because at the end of the day my money stress is not the stress of someone that is afraid of being homeless next week. It's stress of "man, I don't feel comfortable with my account balance." And that's not the loving same. At all. I think a lot of people in my situation forget just how much we could change to lower our costs of living. When I talk to neighbors I get really irritated at how completely out of touch they are about these things, and what people actually struggling to get by are dealing with. We COULD move. A lot of people can't. Our worst-case scenario is the best-case-pipe-dream for a lot of people. eyebeem fucked around with this message at 23:40 on Nov 17, 2017 |
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Nov 17, 2017 23:38
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KickerOfMice posted:Hey my "learn to cook" post was in response to 'a person who eats all their meals out.' Out of genuine curiosity, how is the quality of that BlueApron food? My wife and I did it for a few weeks and weren't into it. It's more expensive by far than going to the grocery store, takes forever to prep/cook, and makes a shitload of trash.
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Nov 17, 2017 23:41
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Cool, I'm in the blue now. Based on the first House plan calculator I would have seen a roughly $3,600 increase in federal income tax.
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Nov 18, 2017 00:19
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Chinese Gordon posted:I'm a lurker who has read and enjoyed (really!) almost all of both Trump threads and I'm about to give up. Please, please take general sex assault chat and intra-left slap fights to the appropriate threads. I'm begging you. Quoting this as well. I post in this thread rarely but read every page and god drat gently caress this past few days.
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Nov 21, 2017 02:00
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In case it hasn't been posted in the last couple of days https://twitter.com/realDonaldTrump/status/532608358508167168
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Nov 22, 2017 00:03
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HappyHippo posted:This is as stupid as when Andrew Schlafly argued that Einstein's Theory of Relativity implied moral relativism. Well it was a theory of a general overall relativity, which of course would include morali-OHGODIVEGONECROSSEYED
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Nov 22, 2017 00:48
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empty whippet box posted:A level of Sweet conservative tears.
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Nov 22, 2017 01:58
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I'm not mad
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Just chiming in to point out that I've done my part by having 4 mixed-race, hopefully progressive as hell children. I just need to be sure they move out of California.
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Nov 29, 2017 02:33
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Flip Yr Wig posted:No joke, he's going to spend the entire time contesting the legality of the election, and may well request that some kind of Federal police or military force keep him in office. I’ve been saying this since last November. When trump has to hand over the presidency it’s going to be an absolute shitshow. He won’t trash the White House but he’s never, ever, going to accept a loss.
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Dec 1, 2017 02:55
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Chilichimp posted:Christ this is me and my wife... this bill raises my loving taxes, amazing. My wife and I are in the 200-500k group and live in a high-housing cost area of a high-tax state. We have very little in investments thanks to incredibly high student loan debt and being relatively young high earners. We took a massive loss selling our house this year that was bought in 2007 and currently rent. We stand to lose.... Bigly.
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Dec 1, 2017 03:00
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No no no no no don’t do this. I’ve been involved in that derail too many times.
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Dec 1, 2017 03:10
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KillHour posted:We already litigated this. If you can afford to live in Manhattan, you're rich by definition because you can choose to spend all your money on that. Commute in like all the other poor people. I’m okay with this take. I choose to live in an expensive area and that’s why it’s so expensive to live here. Any struggles I might have are a result of my choices in lifestyle, all of which could be adjusted to make my COL less than it is.
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Dec 1, 2017 03:11
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Uglycat posted:"Choices" is a strange word, when discussing such opulence and privilege. You're playing both sides of the Just World Hypothesis in this post. Dude. I live in a townhouse in a suburb and have two used cars I paid less than $15k each on. I’m doing completely fine but I’m not discussing opulence here. Give me a loving break. I’m making the point that while people with high incomes like mine often bitch about cost of living making them struggle, they and I have a high cost of living due to choice. Mine could certainly be higher, but it could just as certainly be lower. I’m not playing both sides. gently caress.
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Dec 1, 2017 03:18
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empty whippet box posted:How the gently caress have you not paid off your student loans if you make 200-500k per year? Over half a million in student loan debt and a very short period of time making that kind of income work for you? Also, we are at the low end of 200-500k.
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Dec 1, 2017 03:48
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Fragmented posted:Wait what? I was talking about the 200k+ income earners posting in the thread. If you are one of them yeah maybe your taxes should go up a bit. I also want to wipe all student loan debt over 5-30k depending on income level and have a tax rate like we had in the 50's. I understand your frustrations and dude, I seriously appreciate the work that you are doing. I know that despite my very liberal positions i am still out of touch with how most of this country is living, and my version of "making ends meet" is not copacetic with reality for most people. Yes, my wife and I both make six figure salaries and yes, that is a shitload of money. We both had a lot of lucky breaks in where we were born and who we were born to, and both chose to go into industries that are historically high income. We took on a shitload of student loan debt to make that happen, and we again got lucky in our career advancements. We both appreciate where we are and how lucky we are to be here. We live in a high cost of living area for a couple of reasons: -The schools here are top notch -Even here, we each have 45 minute one-way commutes. Closer for each would entail even higher housing costs. -Our neighborhood is incredible, and we opted to spend money on our neighborhood at the expense of other pleasures, like eating out or amusement parks. I know you want to respond "amusement parks! People can't afford food!" And you're right. It's totally out of touch with the people you work with. But here's the thing... we make several orders above the average income in this country, and my state, but we can't really afford to hit the amusement parks, let alone take an actual vacation. It used to be that if you made a really good loving living, you could live in a nice neighborhood and still go on vacation once per year. A 1,900sf townhouse here is $800,000. Daycare is over $3,000 for 2 kids. We don't need any of these things (kind of need daycare right now). We pay thousands per month in student loan payments. I'm in a good place and I'm well off, but man I wonder what it was like when you could make 4x the median income and you were actually rich. I'm not complaining, please understand that. I'm super lucky and I have literally everything I need. I'd be completely on board with a tax increase if it wasn't to fund goddamn billionaires. But increasing my taxes and taxes on the poor to fund the wealthy is loving garbage.
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Dec 1, 2017 06:01
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[quote="“CassandraSupreme”" post="“478898724”"] so far nobody who has ever said such a dumb thing has answered me when I ask how they think people who live in the same region but only make minimum wage survive. [/quote] By struggling WAY WAY more. Jesus Christ. This isn't rocket science.
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Dec 1, 2017 06:02
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CassandraSupreme posted:I wonder what the racial makeup of that "good" school is. God drat gently caress you. I am white. My wife is not.
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Dec 1, 2017 06:16
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I love this thread but some of you people are pure loving garbage. And apparently not white = Asian? Not like it loving matters. Sorry your life sucks, dude.
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Dec 1, 2017 06:22
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You know what, if the senate passes a poo poo of a tax bill today I think I'll still be in a good mood tonight.
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Dec 1, 2017 19:25
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It was obvious by the context of the discussion and, you know, reality, that he meant pass the senate. Durr.
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Dec 2, 2017 16:18
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Intra-staff surrogacy. We really are living in the Veep world. But, like, more rapey.
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Dec 8, 2017 00:41
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I think "Asked my subordinates to be surrogates" is code for "Tried to gently caress my subordinates, and totally wouldn't have asked them to get abortions if they'd gotten pregnant."
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Dec 8, 2017 00:43
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Can we go back to talking about grandfathers, mountains, fast food, bitcoin, cost of living, and who's actually middle class again? Please?
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Dec 8, 2017 01:36
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Saint Celestine posted:This is accurate. Is this thinly veiled humorous commentary or an obvious setup for a joke?
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Dec 8, 2017 22:38
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Lightning Knight posted:wow. I like um, don't know what to say to this. I'm so sad right now. It's too soon to be talking about gun control. But we should immediately talk about chain migration because an idiot gave 4 people scrapes today with a firecracker.
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Dec 11, 2017 23:20
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Coming out of lurk mode to say Yes.
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Dec 13, 2017 04:49
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Hail Gein!
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Dec 14, 2017 20:02
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Megustalations, everyone.
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Dec 14, 2017 20:04
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Calaveron posted:It's what the rich juggalos drink I'm going to allow this.
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Dec 20, 2017 16:41
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Spotted in San Clemente, CA this afternoon. 
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Jan 2, 2018 00:14
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Bhaal posted:Though it does raise the question, does the GOP have their own Hillary? Donald J. Trump.
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Jan 2, 2018 22:52
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