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Hello Sailor
May 3, 2006

we're all mad here

Never buy a car unless you can afford to pay cash. Take it back, use the "down payment" to buy a car you can afford, and use part of the money you're now not going to spend on a car payment, bank-required insurance coverage, and higher property taxes to rent a house with a garage. Park the car you can afford in the garage like a boss.

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Hello Sailor
May 3, 2006

we're all mad here

LITERALLY A BIRD posted:

I try to be a constructive poster and mod, but this is post is really blowing my mind. :psyduck:

I paid less than $2k USD when I bought my car and own her outright, please tell me how I can now therefore afford to rent a house with a garage.

I'm operating under the assumption that the OP's car cost rather more than $2k, given that it was described as a "dream car" and they were getting salty about cat footprints on the hood. I'm guessing they're spending about $500-600/mo between the loan payment + increased cost of insurance.

FAT32 SHAMER posted:

pls just ignore libertarian posters, their financial beliefs have no basis in reality

I despise libertarians and don't agree with their financial beliefs, but thanks for playing.

Hello Sailor
May 3, 2006

we're all mad here

Blue Footed Booby posted:

Where do you live that that kind of money can get you a house with a garage?!

I currently live in a small college town and an extra $200/mo in rent would make the difference between my 2 BR apartment with covered parking versus a 3 BR house with a garage. I moved here from Kansas City, where an extra $400/mo would have made the difference between my 1 BR apartment with lot parking and a luxury 1 BR with a garage. I moved to KC from coastal Georgia in 2011; $500 more a month would have made the difference there.

So, probably anywhere in the midwest with a greater metropolitan population of 2M or less?

rumble in the bunghole posted:

As I said before just spray the cats with a little spray bottle of water or something, although they probably aren't going to poo poo on it since they like to bury it. Invest in a tarp or something if you're worried but not much is going to happen anyway.

Non-bird animal crap on your car is probably from raccoons.

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