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Dave Ramsey isn't perfect, but there isn't anything wrong with what he preaches with regards to saving money, particularly by eliminating dumb spending habits and prioritizing paying debts. Mr. Money Mustache's advice is a lot more solid though.
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Jul 22, 2017 04:27
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Paradoxish posted:Yeah, but keep in mind that it's not intended as general financial advice. All of that really extreme advice is meant for people who are interested in making some pretty large sacrifices to become financially independent and retire very, very early. It's not targeted at people who don't think that giving up a lot of luxuries is a fair trade for permanently quitting your job in your 30s. Yeah, and a lot of it is common sense poo poo, like "you don't need to buy a new coffee machine if your current one is working, even if it's really old".
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Jul 22, 2017 14:54
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Mo_Steel posted:One of the first hits today online for news about budgets: Self-made millionaires agree: You don't need a budget. Here's what to do instead Well, I think the idea is that you should plan to pay yourself first, and if you find that you won't have enough to pay rent after that (for example), that means you should move out and find a cheaper place. Or find roommates. I agree with the general principle: save/invest first, spend second.
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Jul 22, 2017 16:26
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Put money into your investments before you pay your rent or auto payments! Just figure out how to make more money and ignore thinking about budgets or possible future expenses!
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ugh its Troika posted:Nothing in any way related to communism except "hang anyone who comes around trying to preach it, then bury their skull upside down at a crossroads" is practical advice. The Marxists had their chance with the world and they hosed it up. Pro username and post combo. Comrade.
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Jul 22, 2017 17:38
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