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WampaLord
Jan 14, 2010

Here's my favorite thing that makes me Angry About Dave Ramsey:

He encourages all his listeners to tithe 10% of their money to their church, no matter how dire their financial situation. gently caress Dave Ramsey.

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WampaLord
Jan 14, 2010

Here's a good question, does Ramsey ever tell people to file for bankruptcy or is that seen as the ultimate no-no?

WampaLord
Jan 14, 2010

Anubis posted:

I honestly didn't know the answer and was curious myself, google says yes.

https://www.daveramsey.com/blog/the-truth-about-bankruptcy

That seems like just a basic "here's some info about bankruptcy" page, I was more curious if he actually brings it up when speaking with callers on his show. But hey, take a look:

quote:

Look at options. Before you file, try your best to pay off your debt. Get on a bare-bones budget. Talk with creditors about lowering interest rates or getting better terms. Move to a smaller place. Get an extra job to pay the bills. You get the idea.

Ughhhhhh.

WampaLord
Jan 14, 2010

Main Paineframe posted:

McDonalds has all your budgeting needs covered.


I wonder if the lack of a food budget was meant to imply you should be eating all of your meals at McDonald's.

WampaLord
Jan 14, 2010

enraged_camel posted:

Mr. Money Mustache's advice is a lot more solid though.

Isn't that the fuckhead who goes so far down the thrifty hole as to be insane about it?

Like "don't buy a car, it costs money" and "don't have a pet, it costs money" level poo poo?

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WampaLord
Jan 14, 2010

Paradoxish posted:

Like, insisting that someone with very little income save 10% of what they earn can really gently caress that person over if they take it to heart.

Or, say, insisting that someone having financial issues tithe 10% of their money to a church.

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