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Paradoxish
Dec 19, 2003

Will you stop going crazy in there?

WampaLord posted:

Isn't that the fuckhead who goes so far down the thrifty hole as to be insane about it?

Like "don't buy a car, it costs money" and "don't have a pet, it costs money" level poo poo?

Yeah, but keep in mind that it's not intended as general financial advice. All of that really extreme advice is meant for people who are interested in making some pretty large sacrifices to become financially independent and retire very, very early. It's not targeted at people who don't think that giving up a lot of luxuries is a fair trade for permanently quitting your job in your 30s.

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Paradoxish
Dec 19, 2003

Will you stop going crazy in there?

Cicero posted:

Which is dumb because whether capitalism is screwing people over is still orthogonal to giving them individual advice to improve their situation. Yes it sucks that the US doesn't have UHC and whatnot, but using that an excuse to shrug your shoulders and go, "well guess you're just screwed then, no point in trying to make the best of a bad situation" isn't helpful.

Good financial advice is usually pretty specific to an individual's particular situation. If you're reasonably well off then you can probably afford to take general purpose advice and make it work, but even otherwise good advice can be actively harmful to someone that's living paycheck to paycheck or struggling to pay their bills. Like, insisting that someone with very little income save 10% of what they earn can really gently caress that person over if they take it to heart.

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