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Congrats on working on getting your life together! 1. You should not buy a house with someone you haven't lived with first. You should rent first. 2. Is 35-50k per year per person or as a couple? Because $10/hr is 20k/yr (there's approx 2000 hours in a work year). 3. The reason you don't like Denver is not obvious. Is it too expensive? 4. How much money do you currently save per month? $300/month will get you to 3600 after a year, and doubling that to $600/mo will get you to your $7000 goal mark (in a year). This assumes you don't dip into these savings for unexpected expenses. 5. If you move somewhere far, you are going to lose your local support network. This doesn't mean you shouldn't move, but you'll need to account for that -- how often do you visit family? How far will they be? Do you have a lot of friends here that you'll miss? What resources will you use to find a job? Are there jobs where you want to move? What about the culture/entertainment? Have you visited this city before and liked it? Basically, this is just "research the city to make sure you won't move and find yourself hating it 3 months into a 12-month lease". A big thing people struggle with is leaving behind family/friends (especially if they're too far to visit regularly or they have difficulty making friends with the locals). 6. This is premature (since you aren't planning to move for at least a year, but you're asking for advice now so) but you should have a budget, before moving, of your expected monthly expenses in the new city -- there's cost of living checkers online for this sort of thing, and make sure you have enough money that you aren't super hosed if it takes you a while to find employment again. Better yet, get a job there before moving, if possible.. 7. I understand you're not good at math but calculators exist for a reason.
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Jul 29, 2017 10:20
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| # ¿ May 28, 2024 23:37 |
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Even "inviting friends over" is dependent on where you live, though it's good (financially) that you don't have expensive tastes. For your video game/D&D comment, for example: do you think you'll be able to find like-minded friends who would want to start a D&D campaign with you? Would they live near you or be willing to drive to visit (or be within driving distance for you to go to them)? It does sound like this won't be much of a problem for you, so that's good. Budget-wise, have you been tracking your spending so far? A "misc" category should cover anything you forget about (that's the whole point of it), but if you record everything you buy for a few months, you should have a good idea of most stuff. Here's some important stuff not to forget about : healthcare health insurance car insurance/maintenance gifts (if you're a big gift-giver, for Christmas/birthdays and stuff) vacation (saving up each month) clothes debt payments It's not a huge deal to mess up your budgeting on occasion, honestly -- that's the point of an emergency fund and the misc category (and you should also have a discretionary "fun stuff" category that you can pull against too). It's better to not forget things, but it's not something you need to be terrified about. You should expect to make a few mistakes and that's okay. quote:What's the best way to research what the general quality of life is in a new city, short of living there? I've never done it before personally so I'm just speculating, but here's what I would try in your place: Physically visit the town, if possible -- drive over and walk around, look at the stores, buy some food, try to strike up a conversation with some locals and see how they feel about the town. Maybe mention thinking about moving, and see what they think about it. Or, without going anywhere in person, see if you can find some local message boards or whatever, maybe check out the local newspaper, etc, start looking for job postings online in that location (or within driving distance of that location), both in your field and in general (to see how the job market is). But after reading Pryor on Fire's post, I think you might be approaching this from the wrong direction. What, exactly, are you looking for in a place to live? Small town and not too expensive? Anything else, or did you basically pick Pueblo semi-randomly? It might be better for you (when you're ready to actually move) to look for a decent (whatever that means to you) job first and move to a nearby town that meets your preferences once you get the job.
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Jul 30, 2017 06:59
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