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scuz posted:Welp, got my ankle bill. After insurance, I still owe $4 grand, which is like a month-and-a-half's worth of salary. Spent my meager savings on new tires so I don't die this winter. Time to call em and say "hey so yeah please help me pay you." Wow.. does your insurance plan not have a 'max annual out of pocket', or is it just stupidly high? I believe mine caps out somewhere around two grand, but my deductible is 800, so only another 1200'ish after paying my deductible I hit max out of pocket and everything goes to 100% covered. I guess I'm lucky in that I've never hit it, but it's nice to know it's there if something like what you are going through ever happens.
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Oct 31, 2017 21:56
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rdb posted:I would say your insurance is among the best I have heard of in a long time. Decent healthcare coverage seems like a long ago dream at this point. At this point I just pray nothing happens because the result is bankruptcy. I've been on my company health care plan for coming up on 7 years now, and the premiums have gone up, along with the deductibles and out of pocket and co-pays every year. I guess I just feel like it's terrible because it's the only one I know and it keeps getting worse. If mine is one of the best, then that is utterly depressing. Edit: Know also that I'm single, and everything doubles for family plans except co-pays of course.
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Nov 1, 2017 01:31
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cursedshitbox posted:IMO more people should try poo poo like this. You haven't lived until you spend time in a place where you speak fuckall with the natives. It's fun, but can also be frustrating. I've spent a lot of time over the last 15 months or so in Mexico, and learning to communicate has been a huge obstacle for me, as apparently I'm not great at learning a new language. I will say that I can make quite a few coherent sentences in Spanish now, and basic communications in restaurants and hotels is something I can do now, but it's been quite a trip, and can still be frustrating when I get hung up on something that the person I'm dealing with clearly thinks is simple. Need a babel-fish!
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Nov 1, 2017 04:32
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Dumb healthcare question. The benefits package where I work is something that is held out as part of why good people should work for us. Competitive pay and good benefits is something that you simply must have if you want to attract and keep good talent. You can substitute higher pay for worse benefits, or sometimes better benefits for worse pay, but the combination has to be attractive at some level if you (as a company) want to keep solid talent on the payroll. My company is heavily IT, and it's really difficult to keep good people in the long term, because the really good people can get huge raises by just jumping ship periodically. Is the lovely healthcare I'm reading about in this thread because this just isn't true of most industries in the country? Is there no competition for good workers so no need to provide good benefits and/or pay? I guess it just seemed obvious to me that good employees would migrate to good companies that provided these benefits, and the other companies would need to step up and provide similar benefits/pay if they wanted to not constantly lose their talent. It sounds like this is completely not true, and I'm puzzled as to why, as it seems like the labor market would force the companies into providing decent benefits.
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Nov 1, 2017 18:21
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Don't get me wrong, I would love to see affordable health-care for everyone in the country, whether that was through a single-payer system or something completely different. I was more just curious about how different industries manage to keep good employees with lovely benefits. The example above where a nurse practitioner in a cancer center has a worse health care option than the government job is mind boggling to me. With the incredible demand for health care professionals I would expect the health plans available to the employees to be fantastic in order to attract the workers.
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Nov 1, 2017 18:59
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Geoj posted:Market forces forcing employers to offer better benefits doesn't work for a simple reason - nobody else does. But why is it true of the IT industry but not (for example) the healthcare industry? Am I just living a lie that this is a truth in the IT industry?
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Nov 1, 2017 19:12
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spog posted:So how much do you guys pay for AAA or the like? Here in Arizona, AAA costs like $60/90/120 (I think) depending on how many tow-miles you want to have included (and some misc. other stuff that is better the more you pay). I think the cheapest one is no free towing (or 5 miles or something), then 100/200 miles for the other two. There is no 'anywhere you want' towing option, the USA is a big place.
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Nov 1, 2017 23:50
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Siochain posted:gently caress cancer. gently caress cancer so goddamn hard. I think this is something that everyone here can agree with. I am sorry for the pain that you and all of your family are going through with this. My condolences.
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Nov 1, 2017 23:55
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Powershift posted:No, Mexico. Except for the RS which is built in Germany My 2014 ST was made in the US according to the VIN.
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Nov 3, 2017 06:03
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Metal Geir Skogul posted:They just announced WoW vanilla rerelease. Uh... wasn't that in 2004?
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Nov 3, 2017 22:41
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Metal Geir Skogul posted:Apparently there are a ton (as in, a few million) people who were playing the pirate/offbrand vanilla servers worldwide when Blizzard lawyerd them into nonexistence earlier this year. Uh... yea. I was a warrior tank raid leader of a guild when Molten Core was 'the poo poo'. That poo poo managed to burn me out on any sort of serious hard-core gaming for... well, the rest of time. I'm still just a 'casual' gamer now. I have no idea why people want to go back to the grind that was MC and the original vanilla WoW end game. People are strange.
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Nov 4, 2017 04:17
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Metal Geir Skogul posted:I'm 30, and have only been in two relationships. One for around 8-9 years (small break in the middle, Army), and one since just about last year, in three days. I mean, I knew the person for a few years before that. Congrats on the school. On the relationship, sorry to hear, but at least it got you some happiness, and out of that mess you had yourself in before, so I think overall you will look back on this one as a good thing in your life.
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Nov 9, 2017 23:25
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Sorry MGS.
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Nov 10, 2017 01:32
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spog posted:(bonus 'I am going to start running with scissors' pic of the paramedic involved) She can block my drive any time she wants! 
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Nov 13, 2017 18:15
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Volkswagen knowledgable guys. Is there a known oil-leak problem with the mid 2000's era new Beetles? One of my co-workers sort of adopted another daughter (her family is complete poo poo), and she drives one of these things, but it pukes major amounts of oil and she can't afford to have it looked at, so I'm guessing that I'll be doing this in the very near future. I know exactly nothing about these cars, so I was hoping that there was a typical known issue with oil leaking to give me something specific to check (and hopefully it's not a main crank bearing seal or something).
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Nov 14, 2017 03:18
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Thanks for the VW oil leak issues gentlemen. Much appreciated. Also lol at Enourmo's answer.
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Nov 14, 2017 04:32
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Metal Geir Skogul posted:Also it's 3AM and I've been playing BotW non-stop send help You are playing Bank of the West (first thing that comes up when I Google BotW)? 
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Nov 16, 2017 16:22
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Siochain posted:Do you need arrows? Or rupees? I can help with either :P Just so I'm clear, are you guys talking about a Zelda game?
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Nov 16, 2017 19:33
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Enourmo posted:Breath Of The Wild, yes. It's the latest one. I'm not a console gamer, so I've never played a single moment of any Zelda game.
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Nov 16, 2017 19:43
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Rhyno posted:Your childhood sounds terrible. My childhood was mostly pre-console, unless you count the Atari 2600 and Pong.
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Nov 16, 2017 19:49
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Powershift posted:You coulda just said you didn't play it because you're old, grampa. I was smart and never had children, so officially not a grandpa. 
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Nov 16, 2017 19:57
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Larrymer posted:I legit thought your first post about this was a joke. But yes, it's an awesome game. It got me to buy a console, I usually only play PC. Not everyone keeps up with the acronyms for all the worlds video games! I did Google it and that was the first game that came up, so I assumed that's what it was, but never hurts to clarify.
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Nov 16, 2017 19:59
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Random music chat. For many years my favorite 'genre' of music has been European female-fronted metal bands, preferably without any male vocals at all. So a question I never even thought of was recently answered... What happens when you take 4 already successful female lead singers from different bands (with different styles) and put them together into a single group and have them record an album of covers of various pop artists (Depeche Mode, Rihanna, Lady Gaga, Backstreet Boys, etc.)?? The answer is "Exit Eden". https://www.youtube.com/watch?v=f8nafVgHtZ8 The soaring soprano voice is the big blonde, Amanda Somerville. Her and the little latina Marina La Torraca have the best voices by far IMO, but somehow they make the others work well in the mix. Not sure if anyone else here will like it, but I'm really digging it at the moment. Also, "Napalm Records" is the best label. 
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Nov 17, 2017 05:16
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QuarkMartial posted:Reminds me a little of Nightwish. I'm behind the times, though. The only bands like that that come to mind are Theatre of Tragedy and Lacuna Coil. I'm probably behind on new bands too, but the bands I like seem to have a lot of longevity and all the new ones that I try seem to mix in way too much of the growling/male vocals (Amaranthe would be loving amazing if they would seal the guys mouths shut). Nightwish is what got me into the genre, and their current lead singer Floor Jansen is really good, but they went through a couple duds after losing Tarja. Within Temptation, Epica, Delain, Domina Noctis, Nemesea, Sirenia and Xandria are some good ones in the style I like.
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Nov 17, 2017 05:41
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Cop Porn Popper posted:Nuclear Blast also has alot of good bands too. Also, more metal needs bagpipes, flutes and violins in it. That's a pretty good song, going to have to check out more of their stuff. Both Within Temptation, and Epica have recorded albums from concerts where they appeared with entire symphony orchestra's and choirs backing them. https://www.youtube.com/watch?v=yCxb8FwhzK8 Unfortunately the lead singer Sharon was sick, so her voice is a bit off, but there was no way to reschedule with so many pieces to get in place for that show.
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Nov 17, 2017 06:55
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Darchangel posted:Oh, yeah, thanks for that. I'll need to add them as a seed to my "orchestral metal" Pandora station. She was a fill in for Simone Simons for a tour, but she has never recorded with Epica, that is pure Simone. Amanda seems to float around and do all kinds of different projects, but I discovered her on an album named City of Heroes which is a collaboration with Michael Kiske. quote:Yeah, I'm not interested in growling/croaking/gargling either. I can't understand any of it, and it just sounds like inarticulate grunts. This pretty much defines which groups whose music I will buy or not. Epica is right on the edge for me, but Simone is good enough that I buy their music and just skip the horrible tracks. quote:Nope. Previously posted one was good, but the screaming guy needs to shut up and let someone with talent sing. Probably why I don't have any of their music. With this genre I always try to listen to half a dozen songs and if half of them have growling they don't make the cut. Amaranthe is a perfect example of this. Absolutely phenomenal singer in Elize Ryd and even a good male lead, but they ruin it by having another guy growling in well over half of their tracks. Makes me sad because Elize Ryd is so drat good (also smoking hot). If you like solid male vocals in this style, Kamelot is great, and is actually from the US, but I think their style is a lot closer to the European rock than anything here.
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Nov 17, 2017 18:14
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Our tax dollars at work, making sure information is freely available to the entire world!
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Nov 18, 2017 02:21
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angryrobots posted:That sucks man. Your utilities though. This - let the bank be the ones out the money for however long it takes them to figure it out, not your checking account. I never use my debit card anywhere, and so far (knock on wood) only my credit cards have had fraudulent activity on them, which was resolved quickly by the bank once discovered. Also to Ferremit - talk to your bank manager and unless your bank is a bunch of shitters, you should be able to get any charges caused by this reversed.
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Nov 20, 2017 15:04
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Applebees Appetizer posted:If you never use you debit card anywhere why bother having one? Same as Wrar, for use at the ATM at my bank, and also the bank has you insert the debit card at the teller and put in your PIN when doing checking account transactions with a human teller. 
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Nov 20, 2017 21:20
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I wonder how much stock in various companies that will benefit from the elimination of net neutrality are held by Fai through various difficult to trace methods... Given that he was a high muckety muck in at least one of them, I would be shocked if he had no stock holdings that would be affected by this.
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Nov 22, 2017 19:11
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LloydDobler posted:In more positive news my company does holiday bonuses at the thanksgiving lunch, and then lets everyone go home early. And I just found out that my company gives really decent bonuses. This year was 7%. Basically makes up for the low salary. Not 100% but when you add in the perks like flexible work hours and no dress code, combined with a 20 minute commute, it all leaves me pretty satisfied, finally. Nice. A 7% bonus would be nice, but I'd much rather just have a 7% raise, since that would keep on coming and not be subject to "sorry, bad year, no bonuses this year" crap.
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Nov 23, 2017 01:07
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Bought a game called "Rebel Galaxy" from Steam yesterday for $4.99. I then proceeded to play it for 5 hours straight, so even if I never played it again I got my moneys worth out of it. It's kind of a space cowboy trucker sort of thing, and the soundtrack is pretty solid (reminds me often of Borderlands). Probably be playing it today until it's time to head out for Thanksgiving dinner. Happy Thanksgiving goons.
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Nov 23, 2017 18:20
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Adiabatic posted:I loving love that game. The rockabilly soundtrack is so perfect for the gameplay. I am completely terrible at it, but I still love it. I just try to drive the ship and shoot the broadsides and spam flak and let the computer control the turrets even though they shoot about 1/2 as fast as if I was controlling them.
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Nov 23, 2017 23:25
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Cop Porn Popper posted:Cheesecake or bust imo. Agreed. I won't say all pie sucks though, a good chocolate or coconut cream pie is awesome.
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Nov 24, 2017 02:45
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spog posted:Can I get a 'gently caress yeah, it's not cancer' ? Hell yea! Great news!
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Nov 24, 2017 23:59
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rdb posted:Thats scary stuff, but if it is meningitis it sounds like they are going to catch it pretty early, and that is a very good thing. Holy poo poo, I'm so sorry. My sincerest condolences.
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Nov 25, 2017 17:19
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freelop posted:Seriously kicking myself for falling for a phishing scam pretending that my whatsapp needed renewing. Since when does WhatsApp cost money? That would have been what twigged me to it! Glad you didn't get hurt beyond the inconvenience of it all though, at least as far as you know so far. Good luck getting everything working again.
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Nov 26, 2017 00:18
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IDGI. I'm terrible at seeing 'things' in images that other people see instantly.
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Nov 26, 2017 18:46
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Darchangel posted:
Fair warning... I am pretty terrible at video games and I finished the main storyline in just over 25 hours of play time and nowhere near the biggest baddest ship in the game. I was in the Destroyer from the mercenaries guild (fully kitted with level 6 stuff) and assumed I had a bunch more to go in the story, and did what turned out to be the final mission without too much trouble. I was expecting to need to be upgraded into a dreadnought, so just figured there was a lot more to go. If you get to a mission that takes you to Charon, be aware that there is only the final mission after that one. The game doesn't end when you finish the final mission, you can continue playing and amassing wealth and bigger ships to your hearts content after that. As someone who almost never completes games, I felt like the main storyline was just too short. For $5 though, it was very much worth it and I have no regrets and will probably be playing it some more, although with no real goals left (I have flown the largest ship in the game now) it probably doesn't have a lot of life left for me. I've actually downsized my ship since the top two dreadnoughts are just far too easy mode even for me! Enjoy the game though, for $5 it's a pretty good entertainment value.
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Nov 27, 2017 18:23
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MomJeans420 posted:Did it end up being meningitis? I had bacterial meningitis a long time ago, it was 24 hrs from waking up feeling sick to being in a coma (but only for a day). Luckily the ER doc gave me antibiotics before the spinal tap, as the delay would have killed me. The CDC gave her poo poo though, as it didn't let them determine the bacteria causing it for their tracking purposes, and they'd rather you die but they have more info. gently caress em. Stuff like that is kind of frightening to me, as I live alone and who knows when they would find my body when work wondered why I hadn't shown up or called in for a few days.
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Nov 27, 2017 22:54
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