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I don't really understand what you're saying and just for my own curiosity: What do you mean by direct investment? I assume it's separate from your son's education. Most people save for their kids' education and save for retirement at the same time. Do you expect your son to care for you in your later years? When you say you care about savings and investment but not in your 401k what are you saving for if not for retirement?
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Feb 6, 2018 20:10
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What's the plan when you get too old to work? Bullet? If that's the plan then I agree you don't need to save for retirement.
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Feb 6, 2018 21:22
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GlyphGryph posted:Spending the money on things with the potential to generate actual long-term utility and value and further income generation. I mean education is a good example of that and the return on value for early childhood education especially is very good... and frankly spending the money on some decent cognitive behavioural therapy might be the same, because even if I don't think I'm properly depressed or emotionally void like the poster above implied, I recognize there are many ways I not particularly well-adapted either. I still have no idea what you mean by direct investment. It's not a phrase that people use. Did you make it up? Can you give some specific examples other than your kid's education? Like those "traditional financial investments that are still direct investments in the generation of future wealth."
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Feb 6, 2018 21:25
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