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Hey guys -- what are your thoughts on these two different plans? After the standard deduction, I'll be in the 12% federal tax bracket for 2018. Premium forPPO for employee + spouse = 161$/month Deductible in network: 200$/400$ in network 700/1400 Out of network Out of Pocket Max: 2000/3000 and 3500/6500 Co insurance: 10% in network 25% out of network Office visits: preventative: free / Primary care 20$ / Specialist 25$ Hospital in patient: 500$ per person, 10% Outpatient: Deductible and Coinsurance Premium for HSA Plan for employee + spouse = 121$/month Deductable: 1500/3000 and 3000/6000 OOP Max: 3500/7000 and 7000/14000 Co insurance: 10% and 30% Office visits and hospital : deductible and co-insurance Company gives 1500$ free in your HSA. Even with the free 1500$, seems HSA plan seems like a bad deal. For only 480$ for the whole year, seems like the PPO is way better. Am I wrong?
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Nov 1, 2018 23:04
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| # ¿ May 19, 2024 22:51 |
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