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drainpipe
May 17, 2004

AAHHHHHHH!!!!
Getting in under the wire.

drainpipe posted:

2018 went pretty well. Maxed all our tax-advantaged retirement accounts for a savings rate of ~50-60%. Will aim to do the same this year.

2019 Goals:

Finance:
1. Max 457 will be on autopilot
2. Max Roth IRA will be done on 1/2
3. Max Wife's Roth IRA will be done on 1/2
4. Max 403b will be done on autopilot (maybe even partially Roth 403b depending on whether certain income streams pan out)

Personal:
5. Make use of Southwest companion pass and take a vacation (eyeing Utah national parks + Vegas)
6. Learn webdev for fun (also possible develop to side hustle?)
7. Maybe have a wedding? We had a quick city hall civil ceremony last year. We've been meaning to have an actual wedding party for our friends, but ball has not even begun rolling on it.

I stopped posting updates on this since it's all autopilot, but here's the end of year wrap up. I ended up again in the 50-60% savings range. All the finance goals were met on autopilot (the best kind of boring). I don't do net worth goals, at least year to year, but I will say that the market being on a tear has gotten me past the half-way point to FI as my NW has increased from ~9.5x my annual spend to ~13.5x. I'm not champing at the bit to get to FI, but getting past the 50% milestone was pretty sweet. Who knows, maybe the market will tank in 2020, and I'll be able to go past 50% again!

As for the personal goals, we did #5, but instead of Utah, it ended up being an extended trip to California for a wedding. What really made the trip was that it was the weekend the east coast had the monstrous heat wave. That was probably the highlight of the year. I kinda stopped #6 for most of the year, but picked it back up this last month, so we'll see. #7 was a complete dud, but there's always next year!

Overall, 2019 was great in terms of finance and alright/good in terms of personal.

drainpipe fucked around with this message at 18:59 on Dec 31, 2019

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