UK Personal Finance and Investing

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > UK Personal Finance and Investing

DiscoWitch: Oct 16, 2009; uwu

I'm Josefs partner, hello! So a few things: we don't accrue any interest on credit, its pretty much a case of using it to pay it off for building our credit score so we are well within our means there, a lower savings goal would mean we wouldn't dip in at all and probably lose the cards from them not being used. I'm pretty knowledgeable about savings as that's my area, but for our mortgage we are litteraly on track for our deposit being ready by June so that's the thing, we are looking at houses for around 120 grand and lower because the area is full of them and i need to stay in the local area due to having shared care with our local GP and my private clinic. It kind of puts a LISA off the table because it would just be delaying getting the house at this point, we could easily have over a 10% ltv before September, but working for a financial institution we will get a far lower ltv product if we want at a very good rate

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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > UK Personal Finance and Investing