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nikosoft
Dec 17, 2011

ghost in the shell, but somehow much worse
College Slice
Welcome back! I have so many questions! What happened to your dogs?? (4 of them I think..? There was a cat or two?) Are you guys sure you want to get your kid going to school in Reno or Incline or whatever it was, because yikes?? Physical fitness goals still good? What do you think about Matt Patricia?

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nikosoft
Dec 17, 2011

ghost in the shell, but somehow much worse
College Slice
Why do you have to buy a house?

nikosoft
Dec 17, 2011

ghost in the shell, but somehow much worse
College Slice
At least you're not talking about buying a house in Stockton or wherever again. I guess if you make a budget and stick to it to get that down payment, then buy that house? But you could have done that before the whole RV thing, so who knows where you'll be at in two more years.

nikosoft
Dec 17, 2011

ghost in the shell, but somehow much worse
College Slice
What's your target date to buy a house and how much do you need to have saved by then?

I.e. if you are estimating purchasing a 400k house in 2022 and you want to save a 20 percent down payment, that's 40k you need to save each year in the next two years. Then base your budget off of that.

I'm not saying home ownership is a bad thing, but it is going to take some time to get there. Just sit down and do the math, make your budget, and go from there. You can do it.

nikosoft
Dec 17, 2011

ghost in the shell, but somehow much worse
College Slice
I feel like there's going to be hella more deals on boats and such in the not too distant future, assuming we haven't all ripped ourselves apart by then. So put it in the budget?

I thought you already quit smoking a long time ago :smith:

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