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My Rhythmic Crotch posted:It's killing me to say this, but I think you need to talk to a bankruptcy lawyer (and professional financial adviser if you can find a good one, I have never had to look so I have no idea) I don't think this makes sense. They won't qualify for Chapter 7 and the vehicles have value, so they'd basically just be paying back their vehicle deficiencies under a bankruptcy plan. They don't need a financial advisor. Deciding not to buy an RV with an 18% loan so that you can maybe "save money on rent" by living illegally in the backyard of your mom who has called the cops to evict you before is not a complex financial decision. When I type that out I'm not sure if I am responding to a troll. I hope so.
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Jun 15, 2019 04:05
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KYOON GRIFFEY JR posted:look man nobody is gonna believe that you aren't after the easy, low effort way out, because no normal person's reaction to getting a good deal on a couch is going to be "i could flip this bitch for $" I have to admit that "I could flip this couch" is the sort of thought that would cross my mind, but I just don't follow up on it. The rest of my brain would go, "remember how you had a plan sort of like this once and it didn't work out? and also you need a couch!" and I would move on to annoyingly telling people what a good deal I got instead. Knyteguy seems to have... I don't know, a very positive bias when it comes to assessing whether a fun idea might pan out. It might just be a defensive thing, framing things more positively in his posts than in his thoughts. But I am not very smart and still manage to avoid harebrained schemes because I can't shut off my awareness of all the things that might go wrong with them. Buying that truck and RV would not have made me happy because I would have thought about the loans all the time. The only way I can rationalize KG's decisions is to think that he just shuts that stuff out. Maybe not, maybe I am just a more functional version of weird. On another note, I totally agree with your comments about quitting nicotine.
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Jul 9, 2019 17:20
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