Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt

zaurg: Mar 1, 2004

Ancillary Character posted:

Here's the download link for the original Budget Template spreadsheet I got from the first thread:

https://gofile.io/?c=T7uEzr

Let me know if there's somewhere better to upload it, I just picked a random site that doesn't require me to register.

(USER WAS BANNED FOR THIS POST)

# ¿ Jun 21, 2019 03:06

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# ¿ May 14, 2024 12:25

zaurg: Mar 1, 2004

Sorry to hear about your loss, Knyteguy.

I have learned it is common to let things like a budget slide during stressful times like this. Try to keep in mind some healthy methods to deal with grief & stress instead of spending.

Congrats on getting the credit cards to zero.

# ¿ Jun 24, 2019 19:16

zaurg: Mar 1, 2004

Bobbie Wickham posted:

Get out, zaurg

Eat poo poo

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# ¿ Jun 24, 2019 20:21

zaurg: Mar 1, 2004

Knyteguy you made a big mistake coming back, unless you have a piss/poo poo fetish. Good luck with this crew.

# ¿ Jun 24, 2019 20:27

zaurg: Mar 1, 2004

April posted:

Can we please flush this turd already?

BFC is no longer moderated, April. Deal with it.

# ¿ Jun 24, 2019 20:31

zaurg: Mar 1, 2004

*nevermind*

# ¿ Jul 10, 2019 18:32

zaurg: Mar 1, 2004

He's on reddit so he's alive. He just quit.

# ¿ Dec 26, 2019 03:56

zaurg: Mar 1, 2004

n8r posted:

I miss KG more than I will ever miss Zaurg.

Agreed. How can that gently caress just abandon us? Nearing 5 months with no posts? I hope for our sake he is dead.

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# ¿ Feb 5, 2020 05:14

zaurg: Mar 1, 2004

zaurg posted:

Agreed. How can that gently caress just abandon us? Nearing 5 months with no posts? I hope for our sake he is dead.

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Holy crap I don't remember posting this. What is wrong with me.

Anyway I'm glad you're not dead, KG.

Do you have the coronavirus?

When you say, "personal reasons", you mean you were ashamed at losing to me in the budget battle?

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# ¿ Mar 11, 2020 17:39

zaurg: Mar 1, 2004

Knyteguy posted:

... the retirement savings ... will be planned for

We haven't been following a budget

Get your head out of your rear end, Knyteguy.

btw I'm straight up pummeling personal finance into submission since selling my old albatross of a house 1 year ago. Net worth from 151k to 195k in the past year. Maybe your sale of that RV can help catapult you into... well wherever you want to be.

# ¿ May 27, 2020 07:19

zaurg: Mar 1, 2004

The head has taken a wrong turn regretfully moving deeper into the rear end and at this point may be insurmountable.

# ¿ Jun 12, 2020 16:49

zaurg: Mar 1, 2004

Gotta spend money to make money.

# ¿ Jun 12, 2020 22:42

zaurg: Mar 1, 2004

Thanks Veskit I have fixed a ton of poo poo thanks to BFC guidance. I think KG has a chance still.

# ¿ Jun 14, 2020 00:57

zaurg: Mar 1, 2004

sheri posted:

That is totally a zaurg budget. LOL

LOL KG said gently caress it and is trolling you guys.

# ¿ Jun 18, 2020 14:37

zaurg: Mar 1, 2004

We can't go to bars any more, Nam Taf. Duh. What a knucklehead.

# ¿ Jun 26, 2020 03:53

zaurg: Mar 1, 2004

Knyteguy posted:

We're likely going to be moving at the end of this month.

After promotions to move here's how the first year looks:
$20,508 - new place
$18,000 - old place
---
$2,508 - difference
---
$209 - difference/mo

It's the same company that owns our current place so they can just transfer paperwork to the new place (we called and asked).

Current rent: $1505
New rent: $1800-$1909 (depending on view)

Deposit $299 and first 2 months rent $299. Probably a bit more for pet deposits.

It comes with 550 more sq/ft than we have now, an additional bedroom (for a dedicated office), and the best school district in the city.

3BR+ houses for rent would easily be about $900+/mo more than our current situation (I looked).

My wife's income was underbudgeted by about $200/mo so this actually shouldn't affect the budget categories much.

FYI when I moved last year I went from $1791/month to $955/month for rent/mortgage, in sunny south FL.

I finally listened to BFC. They were right.

I wish you and your family well.

# ¿ Jul 3, 2020 06:14

zaurg: Mar 1, 2004

lol it�s like reading my thread again

good luck with pocketsmith lol

# ¿ Jul 5, 2020 05:53

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# ¿ May 14, 2024 12:25

zaurg: Mar 1, 2004

WobblySausage posted:

Debt:
Then: $70,510
Now: $22,942

Difference:
-$47,568 in debt gone since the start of the thread. Roughly $840/mo less in payments not including cheaper insurance/registration/etc from the RV and truck compared to our current situation.

Nice work

# ¿ Oct 1, 2020 13:39

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt