Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

Yikes, KG, I remember your first thread and this was NOT the update I was hoping for.

# ¿ Jun 17, 2019 18:33

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# ¿ May 16, 2024 02:00

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

Knyteguy posted:

17% on the RV is due to credit being a bit too low during financing.

So what�s considered a good rate on an RV loan as opposed to �credit a bit too low?� And what led you to decide taking on a 17% loan was the correct move for you over other options you had?

# ¿ Jun 17, 2019 19:30

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

Knyteguy posted:

Did I really buy the ps4 while we still had payday loans?

Since you edited your OP from the first thread it�s a little hard to tell, but it wasn�t far after that if it was. From page 1 of your old thread:

Knyteguy posted:

I bought the Playstation 4 this week, so that's where the largest amount of that spending cash comes from. It's pretty much our Christmas present this year (more mine, I'll still get my wife something). The business expenses cost $193.00 so far, and made us $224.00 (gross). As stated earlier I also cut quite a few of these expenses which won't be reflected for the next few months (a quarterly bill hit us this month).

I can't remember what the payday loan was for, which sucks because it was a lot of money. It's been a couple months and we were only paying interest so we could have more spending cash. We haven't exactly needed it lately.

# ¿ Jun 19, 2019 02:20

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

zaurg posted:

This is actually a good idea. Thanks. zaurg will remain confined to 3 threads in all of SA (BFC thread, Running thread, and TFLC thread). If I venture out anywhere else, ban me.

# ¿ Jun 21, 2019 03:48

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

Duckman2008 posted:

I don�t get why you have to wait for the 401k rollover to make either all or most of your budget.

Your budget should ideally (definitely) include a budgeted contribution to retirement, but that should basically be an outgoing line item, same as any other bill. You shouldn�t be looking at that as money you can touch.

# ¿ Jun 17, 2020 20:45

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

Knyteguy posted:

Is there a chance everyone is projecting past me to current me? Factually past me would have that mortgage paperwork signed already.

�Past� you is current you until you prove differently. Actions, not words.

# ¿ Jun 17, 2020 20:46

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# ¿ May 16, 2024 02:00

Referee: Aug 25, 2004; "Winning is great, sure, but if you are really going to do something in life, the secret is learning how to lose. Nobody goes undefeated all the time. If you can pick up after a crushing defeat, and go on to win again, you are going to be a champion someday."
(Wilma Rudolph)

At the very, very least, you should separate Restaurant/Bar expenses and Grocery expenses out so you have an idea how much you�re spending there. I�ll let everybody else tackle the rest.

# ¿ Jun 18, 2020 05:56

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Knyteguy's BFC Thread Redux - Bigger, Badder, Getting Out of Debt