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the loving stupid exchange is STILL doing their bullshit about 'lets check with your state to make sure your kid won't get CHIP' thing to just make a million extra hoops i'm nowhere near that cutoff and I know it and they know it. but instead, as per last year, I have to do the full application, wait for illinois to respond (which they didn't last year until late january), and had insurance reps assuring me on the phone that dont worry, any hospital visits will be paid for by insurance when they retroactively apply insurance to my kid and definitely, absolutely, won't completely gently caress me over on this god DAMNit at least they aren't requiring proof of future income like they did 2 years ago, that was a blast. well, they still can, since 2 years ago they asked for it in february or march or so btw here's the current bronze plan, the only plan accepted (bronze/silver/gold all work) for my local hospital, for 2 30-40 year olds: $770/mo, 16300 deductible/16300 oop max . lol. i think this might actually go up when the kid gets enrolled , too, but maybe not. doesn't really matter. mastershakeman has issued a correction as of 23:42 on Dec 14, 2019 |
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Dec 14, 2019 23:34
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| # ¿ May 19, 2024 22:17 |
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Soap Scum posted:a friend of mine has a one-year-old child who's extremely sick and needs a lot of care/medication (they should be totally normal and healthy in the long run, but had a severe congenital defect which does heal over time). she's moving and is in the process of finding new insurance because of it. This reminds me that lots of people, including myself, currently don't have their kids insured because the ACA website stopped allowing that 2 years ago. Instead the application gets sent to your local state for Medicaid enrollment where it sits around for a while then gets denied, at which point it's on you to re enroll your kid and hope the pinky swear by the insurer to backdate coverage actually happens
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Jan 2, 2020 19:23
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Willa Rogers posted:what happens is that children's coverage is almost always bumped to the states, for the purpose of each state determining eligibility for CHIP or Medicaid, and then wends thru the state's underfunded human-services depts. till a decision is made based on that state's eligibility criteria. My guess is the code for kids got updated when the govt stopped demanding you verify how much you would make in the future. They did that for a few years as well and have apparently given up on it, probably because people just submitted random rear end documentation and begged until they got verified and the whole thing was a waste of time I don't know how tough it is to get on Medicaid in states where it expanded but it sure does seem like a vastly better option than using the exchange mastershakeman has issued a correction as of 21:17 on Jan 7, 2020 |
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Jan 7, 2020 21:11
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