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Omnicarus
Jan 16, 2006

Ok here's my 10 steps to being a millionaire. Trust me these work I should charge for these in a newsletter or start a blog tbh.

Step 1: Carefully choose your parents.

If you do step 1 really well, you can ignore the rest of these, but if you kind of screw the pooch here then here's the rest.

Step 2: Get lucky and get a job that roughly 10^x other people are equally qualified for, but that pays well. Engineering, or programming, or pool cleaning. Whatever.

Step 3: Suppress your human desires to live an emotionally fulfilling life. Fill the void with more work. The void inside is your profit engine. If you work all the time there is no room left to spend your money.

Step 4: Carefully manage your funds in a variety of index funds. You can't beat the markets, you can't even come close. The computer is the king of the trading floor anymore.

Step 5: Start having an existential crisis at 35 as you realize that you're working away your prime years and your body isn't standing up to the stress like you thought it could. Start feeling old.

Step 6: Watch your computer numbers grow. It's like a score. You are getting more score. Sure it doesn't really help you but you're almost certainly financially secure at this point. Take up a hobby like home-brewing or motorcycling for 6 months and buy a bunch of shirts related to it.

Step 7: Pray that your body can last longer than the time it takes for compound interest to put you into the category of upper-middle-class. If not, please try again since health issues will make maintaining the workload impossible and if you aren't thoroughly insured you're funds are probably hosed.

Step 8: Get lucky and have none of the economic whales like huge swings in the market crush your portfolio around the time you're trying to take money out.

Step 9: Enjoy having a super high score by the end of the game. You can afford pretty much anything reasonable that you want.

Step 10: Fall, break a hip or an ankle or have a heart attack and spend all your accued money on the last year of maintaining your life in a a hospital overlooking the HVAC courtyard on the 11th floor.

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Omnicarus
Jan 16, 2006

sean10mm posted:

If you're starting from nothing, join the US military and risk death/maiming/psychosis so you can take full advantage of the benefits and get an education on the government's dime and the creepy admiration of the kind of older people who make hiring decisions after you've completed the minimum term of service. If everything breaks your way you'll be mostly intact and in the upper middle class in like 10 years, assuming you don't get yourself or others pregnant or become clinically depressed or an addict or something. From there just look at what Pete Buttigieg did and copy that.

:911:

Absolutely nobody should do this.

Also at some point you will be tempted by the daemon Dodgius Daeler who will say "Buy a charger, buy a charger, use your sign on bonus to buy thy charger and ride forever in glory"

Do not buy a dodge charger.

Omnicarus
Jan 16, 2006

Say a direct copy of the ball nearest the bucket is sent to the back of the line of balls and takes the place of the first ball. The formerly first ball becomes the second, the second becomes the third, and the fourth falls into the bucket. Wealth works the same way.

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