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zaurg posted:Ex-wife is asking me to cancel planned spring break vacation. Not flying anywhere and not going to any theme parks or heavily populated places like that. drat. Need to decide before 3/18. Basically free money then since it was planned right zaurg go play more poker
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Mar 13, 2020 00:51
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New page 
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Mar 13, 2020 01:31
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I need to figure out a way to bump car replacement savings to $300 per month
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Mar 13, 2020 01:36
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Please share your own method of handling finances when considering cohabitation with your partner. What works / doesn't work? My Thursday night reading material: https://www.fool.com/the-ascent/banks/articles/4-financial-conversations-couples-must-have-before-moving-in-together/ https://www.huffpost.com/entry/financial-rules-for-couples-moving-in-together_n_5b86d832e4b0162f471edb00 https://www.reddit.com/r/personalfinance/comments/1zw4a7/moving_in_with_girlfriend_how_to_finance/ https://www.kiplinger.com/article/saving/T065-C006-S001-five-money-rules-for-moving-in-together.html https://www.thebalance.com/set-up-a-household-budget-2385714 https://www.northwesternmutual.com/life-and-money/how-this-couple-decided-to-split-their-finances-after-moving-in-together/
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Mar 13, 2020 01:47
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Dumb thread can't even be gassed on a funny number. Ahm oot seinfeldout.gif
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Mar 13, 2020 02:04
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DarkHorse posted:You create a budget spelling out your income, saving, and spending limits for your categories. You can copy from February or January's reconciliation you have if you want. You must have it in place before the 29th of February. zaurg posted:MONEYBALL, I ACCEPT THIS TOXX You spent more than your budget in the furniture category, which was 50 and in which you spent 73. You tried to hide this via a ‘windfall’ and shuffling the limits on categories. You have failed your budget, and thus your toxx. and 
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Mar 13, 2020 02:55
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Z man how many physical andrew jacksons you have saved up yet?
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Mar 13, 2020 03:20
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Nam Taf you are a dirty liar. I have not failed this TOXX nor will I.
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Mar 13, 2020 03:53
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Moneyball posted:Start a new thread in the other subforum. Scream in to the void. ihavespoken.gif
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Mar 13, 2020 03:55
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Nam Taf posted:You spent more than your budget in the furniture category, which was 50 and in which you spent 73. You tried to hide this via a ‘windfall’ and shuffling the limits on categories. You have failed your budget, and thus your toxx. This post is correct. zaurg posted:I need to figure out a way to bump car replacement savings to $300 per month Dude, you can be driving a nice BMW for tree hundo a month. Lease hack that poo poo and start riding large. You _deserve_ it.
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Mar 13, 2020 03:57
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Mango I drive an 18 year old Saturn. Zero interest in a BWM BMW.
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Mar 13, 2020 03:59
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zaurg posted:Mango I drive an 18 year old Saturn. Zero interest in a BWM BMW. Good to know you value your kids safety. E: drat. I had a better car in high school than you do now.
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Mar 13, 2020 04:03
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zaurg posted:Mango I drive an 18 year old Saturn. Zero interest in a BWM BMW. I’m sure someone would lease you a ten year old Saturn for three hundred a month, we don’t kinkshame here. poo poo, you could walk off with half of what is sitting on a Honda or Toyota lot for that amount.
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Mar 13, 2020 04:04
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people should just stop posting. let pissbaby scream into the void alone.
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Mar 13, 2020 04:13
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Ultimate Mango posted:You _deserve_ it.
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Mar 13, 2020 04:32
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Moneyball, what did I tell you would happen? I was right. I win. BFC'ers are telling me to go buy a car. Spend money on a car they say, look at them. Told you it would happen. Victory.
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Mar 13, 2020 04:33
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Tashilicious posted:people should just 
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Mar 13, 2020 04:34
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zaurg posted:Moneyball, what did I tell you would happen? I was right. I win. BFC'ers are telling me to go buy a car. Spend money on a car they say, look at them. Told you it would happen. Victory. You should buy a really nice car Z. You don't understand what we mean by "deserve" but that's not important now. Buy Buy buy!
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Mar 13, 2020 04:44
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Ohhhh you're joking and mocking BWM people. Got it. Keep perpetuating your meme, Moronic.
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Mar 13, 2020 04:46
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For real though I will buy a nice car, probably in 2021. A good somewhat used car with a strong outlook for longevity. I'm really not looking forward to it at all  Would very much prefer to not have a loan so I'll probably get something I can just purchase outright.
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Mar 13, 2020 04:49
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To be fair I’ve been telling you to buy a safer car for your kids for a long time. If you didn’t have kids I’d troll you into keeping the Saturn longer. And like, you can do that kind of research yourself easily. I promise it’s easier than budgeting. Now that that’s out of the way, buy a Range Rover. Did you know there’s a car thread in BFC? It’s in your fave forum! E: you should actually buy a Z car because how cool would that be. Loan Dusty Road fucked around with this message at 05:00 on Mar 13, 2020 |
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Mar 13, 2020 04:57
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zaurg posted:For real though I will buy a nice car, probably in 2021. A good somewhat used car with a strong outlook for longevity. Good to know you’ve begun budgeting for an entirely foreseen expense in 20 months’ time.
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Mar 13, 2020 05:02
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zaurg posted:Ohhhh you're joking and mocking BWM people. Got it. Keep perpetuating your meme, Moronic. HA HA HA HA. Look at what Zaurg is doing: he's mis-spelling someone's username in a funny way! This is AWESOME. Z, you really are the hero of this thread. Keep the hits coming.
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Mar 13, 2020 05:02
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Nam Taf posted:Good to know you’ve begun budgeting for an entirely foreseen expense in 20 months’ time. Thanks!
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Mar 13, 2020 05:03
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Guys I have a real question. I admit I do have this tingling of a gambling-type sensation, FOMO thing, going on right now, because, well, I'm in a position I've never been in my life. I have cash available to invest, and the market has seen a bit of a down turn. Warren Buffett once said "Widespread fear is your friend as an investor because it serves up bargain purchases" I have 33k sitting in an Ally savings account I have 3k in my Vanguard brokerage account in mutual fund VTSAX Should I move 5-10k from Ally to Vanguard? 20k of the Ally account is my emergency fund.
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Mar 13, 2020 05:10
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zaurg posted:I have 33k sitting in an Ally savings account I bet you could get a 3 series BMW out the door for that.
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Mar 13, 2020 05:12
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actual text chat with my dad earlier today z-dad: son, I am thinking of buying XRP z-dad: What do you think? z-dad: crashes make opportunities zaurg: I decided a while back short-term investments are too volatile for me and I’m done with any get rich quick schemes. zaurg: Right now VTSAX is for me, long-term savings. That and saving money in high interest savings account (Ally). https://finance.yahoo.com/quote/VTSAX/ zaurg: I like Vanguard and the funds that have low expense ratios z-dad: so smart zaurg: ...and it’s on sale right now! I definitely agree with the crashes make opportunities statement. Sure, my account balance just dropped, but it’s the best time to buy. zaurg: Dad my only advice regarding XRP is if you do go that route, have a defined plan about how much you’ll invest and at what price point you’ll sell, and stick to that plan. z-dad: Yes, especially after kicking myself in the butt last time. very important
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Mar 13, 2020 05:13
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Na bro. Only winners are capable of power moves like that. Leave the real money making to the big boys and girls.
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Mar 13, 2020 05:14
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Tnuctip posted:Z man how many physical andrew jacksons you have saved up yet? I'm might withdraw $10,000 from savings account and stuff 500 Jacksons under my mattress just to shut you up for good
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Mar 13, 2020 05:27
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zaurg posted:I'm might withdraw $10,000 from savings account and stuff 500 Jacksons under my mattress just to shut you up for good Stuff 500 Jacksons in your mouth and shut the gently caress up for good zaurg
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Mar 13, 2020 05:45
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zaurg posted:Thanks! You haven’t, you dumb motherfucking ape. You have a car maintenance budget that will reach at most $2000 by that point. What do you plan to buy with $2000 that meets your goals? Go gently caress yourself with a cheese grater then tase your balls.
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Mar 13, 2020 05:56
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That’s racist. Just sayin, don’t use that language, Nam Taf. Also this idiot is talking about a car maintenance budget. Wow.
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Mar 13, 2020 06:18
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It’s speaking to your brain being at least 3 times smaller than any human’s, particularly in the central cortex which is involved in memory and thought, you smoothbrained idiot. I shouldn’t be surprised that Florida Man instantly conflates apes with a particular race. Pathetic in all aspects of life.
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Mar 13, 2020 06:49
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Impressive ignorance.
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Mar 13, 2020 07:12
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zaurg posted:Impressive ignorance. 
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Mar 13, 2020 07:17
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Lol Zaurg do you have any comprehension of how bad the Coronavirus crisis is likely to be.
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Mar 13, 2020 11:30
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zaurg posted:Mango I drive an 18 year old Saturn. Zero interest in a BWM BMW. Which is why your car replacement fund is 100 and fun and vacation are over $500 surely you will need a vacation and fun before the 100 months it will take to save up for a decent $10,000 vehicle, and surely your 18 year old Saturn last.
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Mar 13, 2020 12:06
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tater_salad posted:Which is why your car replacement fund is 100 and fun and vacation are over $500 surely you will need a vacation and fun before the 100 months it will take to save up for a decent $10,000 vehicle, and surely your 18 year old Saturn last. You're so harsh, 100 months is, what, like a year?
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Mar 13, 2020 12:13
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Saros posted:Lol Zaurg do you have any comprehension of how bad the Coronavirus crisis is likely to be. Sometimes, we fall prey to fear. But our faith in Bernie socialism will always be rewarded. Always. The State tells us the situation is not dangerous. Have faith. The State tells us they do not want a panic. Listen well. True, when the people see police, they will be scared. But it is my experience that when the people ask questions that are not in their own best interest, they should simply be told to keep their minds on their labour-- and to leave matters of the State to the State. We seal off the city. No one leaves. And cut the phone lines. Contain the spread of misinformation. That is how you keep the people from undermining the fruits of their own labor.
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Mar 13, 2020 14:51
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Ally has dropped from 1.6% to 1.5%
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Mar 13, 2020 15:24
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